Rocky Mountain Community Land Trust Homeownership Program

Rocky Mountain Community Land Trust Homeownership Program是面向Colorado Springs，Colorado购房者的延期第二贷款。 Rocky Mountain Community Land Trust provides permanently affordable homeownership in Colorado Springs and Manitou Springs. CLT retains land; buyer owns home via 99-year renewable ground lease. State-funded with $650,000 DPA allocation to serve 11 households. CLT affordable homeownership in Colorado Springs. $650,000 state DPA grant. serves low-income families (at or below 80% AMI). DPA reduces purchase price. 99-year ground lease. resale-restricted for perpetual affordability. Manitou Springs included. 资金来自Nonprofit、State和Local。

Rocky Mountain Community Land Trust Homeownership Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale和Transfer (resale formula applies)。 该援助以CLT ground lease顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Rocky Mountain Community Land Trust Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由HUD-approved homebuyer education required; RMCLT prep program提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must purchase RMCLT CLT home; 99-year ground lease; income at or below 80% AMI; comprehensive homebuyer preparation required.

Rocky Mountain Community Land Trust Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI; El Paso County AMI. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Rocky Mountain Community Land Trust Homeownership Program将房价上限设为$338,000。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Rocky Mountain Community Land Trust Homeownership Program服务于在Colorado Springs，Colorado购房的购房者。 该项目针对特定区域：Colorado Springs, Manitou Springs, El Paso County。

Rocky Mountain Community Land Trust Homeownership Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。