CHFA Government Insured Mortgage Programs

CHFA Government Insured Mortgage Programs是面向Connecticut购房者的第一抵押贷款，由Connecticut Housing Finance Authority (CHFA)管理。 CHFA's Government Insured Mortgage Programs offer below-market, 30-year fixed-rate first mortgages in partnership with FHA, VA, or USDA Rural Development for low- and moderate-income Connecticut homebuyers. Down payment and closing cost assistance (DAP) is available alongside the loan. A 0.25% rate discount applies in federally Targeted Areas. Below-market interest rate. Down payment & closing cost assistance available. Target Area 0.25% rate discount may apply. No origination fee. 资金来自CHFA bond proceeds。

CHFA Government Insured Mortgage Programs是第一抵押贷款，按Connecticut Housing Finance Authority (CHFA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CHFA Government Insured Mortgage Programs面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not required to be a first-time homebuyer if purchasing in a federally Targeted Area; may not own any other property at time of loan closing。 关于信用，该项目说明：Must meet minimum credit standards of FHA/VA/USDA-RD as applicable; set by lender/insurer。 须参加购房者教育课程，由Free CHFA Homebuyer Education course (online and at locations across Connecticut) required prior to closing提供。 居住要求：Property must be in Connecticut and be borrower's primary residence。 Apply through a CHFA-Participating Lender; CHFA does not lend directly to consumers. Product confirmed active June 2026 on CHFA Homebuyer Mortgage Interest Rates page.

CHFA Government Insured Mortgage Programs将家庭收入限制在$174,440。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CHFA Government Insured Mortgage Programs将房价上限设为$750,000。 符合条件的房屋类型包括Single Family、Townhouse、Condo、2-4 Unit和PUD。 新建房屋符合条件。 预制房屋不符合条件。

CHFA Government Insured Mortgage Programs服务于在Connecticut任何地方购房的购房者。 该项目针对特定区域：Federally Targeted Areas receive a 0.25% interest rate discount and may waive first-time homebuyer requirement and use higher income limits.

CHFA Government Insured Mortgage Programs的申请通过Connecticut Housing Finance Authority (CHFA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved/locked by CHFA Participating Lender via CHFA Loan Origination System (LOS)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。