CHFA HFA Advantage and HFA Preferred Loan Programs

CHFA HFA Advantage and HFA Preferred Loan Programs是面向Connecticut购房者的第一抵押贷款，由Connecticut Housing Finance Authority (CHFA)管理。 CHFA's HFA Advantage (Freddie Mac) and HFA Preferred (Fannie Mae) are below-market-rate conventional first mortgages popular with first-time homebuyers because they carry no upfront mortgage insurance and lower monthly mortgage insurance costs. CHFA Down Payment Assistance Program loans are available alongside them. No upfront mortgage insurance costs. Lower monthly mortgage insurance costs. CHFA below-market interest rate. CHFA DAP loans available. No origination fee. 资金来自CHFA bond proceeds (Fannie Mae HFA Preferred / Freddie Mac HFA Advantage conventional products)。

CHFA HFA Advantage and HFA Preferred Loan Programs是第一抵押贷款，按Connecticut Housing Finance Authority (CHFA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CHFA HFA Advantage and HFA Preferred Loan Programs面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not required to be first-time homebuyer if purchasing in a Targeted Area; may not own any other property at time of closing。 关于信用，该项目说明：Must meet Fannie Mae/Freddie Mac conventional credit underwriting standards。 须参加购房者教育课程，由Free CHFA Homebuyer Education class required prior to closing提供。 居住要求：Property must be in Connecticut and be borrower's primary residence。 Apply through a CHFA-Participating Lender. Conventional (Fannie Mae/Freddie Mac) product. Verified active on CHFA Homebuyer Mortgage Interest Rates page, June 2026.

CHFA HFA Advantage and HFA Preferred Loan Programs将家庭收入限制在$174,440。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CHFA HFA Advantage and HFA Preferred Loan Programs将房价上限设为$750,000。 符合条件的房屋类型包括Single Family、Townhouse、Condo、2-4 Unit和PUD。 新建房屋符合条件。 预制房屋不符合条件。

CHFA HFA Advantage and HFA Preferred Loan Programs服务于在Connecticut任何地方购房的购房者。 该项目针对特定区域：Non-first-time buyers eligible if purchasing in a Targeted Area; 0.25% rate discount may apply.

CHFA HFA Advantage and HFA Preferred Loan Programs的申请通过Connecticut Housing Finance Authority (CHFA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved/locked by CHFA Participating Lender via CHFA LOS预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。