CHFA Mortgage Programs for Residents of Public Housing

CHFA Mortgage Programs for Residents of Public Housing是面向Connecticut购房者的第一抵押贷款，由Connecticut Housing Finance Authority (CHFA)管理。 This CHFA program eases the transition from renting to homeownership for qualified tenants of public/assisted housing by offering below-market interest rate first mortgages with a 0.125% rate discount, 0% down payment, and an optional reduced-rate (as low as 1%) DAP second mortgage for down payment and closing costs. Low interest rate (0.125% discount). 0% down payment. Reduced-rate second mortgage (as low as 1%) for down payment & closing costs. Below-market first mortgage. 资金来自CHFA bond proceeds。

CHFA Mortgage Programs for Residents of Public Housing是第一抵押贷款，按Connecticut Housing Finance Authority (CHFA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CHFA Mortgage Programs for Residents of Public Housing面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Eligible if purchasing in a Targeted Area even if owned a home in the past three years; income limit waived in Targeted Areas for those not applying for DPA。 关于信用，该项目说明：Must meet minimum credit, income, and employment standards。 须参加购房者教育课程，由Free CHFA Homebuyer Education class required prior to closing提供。 居住要求：Must be a tenant of public housing / receive rental assistance, or reside in housing managed or financed by CHFA, subsidized by HUD, or managed by a local housing authority. Property in Connecticut and primary residence. Borrower must be a tenant of public housing or receive rental assistance (or reside in CHFA/HUD/local-authority housing). Apply through a CHFA-Approved Lender. Program page live and active as of June 2026.

CHFA Mortgage Programs for Residents of Public Housing将家庭收入限制在$174,440。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CHFA Mortgage Programs for Residents of Public Housing将房价上限设为$750,000。 符合条件的房屋类型包括Single Family、Townhouse、Condo、2-4 Unit和PUD。 预制房屋不符合条件。

CHFA Mortgage Programs for Residents of Public Housing服务于在Connecticut任何地方购房的购房者。 该项目针对特定区域：Targeted Area exception waives first-time buyer rule and income limit (for non-DPA applicants)。

CHFA Mortgage Programs for Residents of Public Housing的申请通过Connecticut Housing Finance Authority (CHFA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved/locked by CHFA Participating Lender via CHFA LOS预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。