City of New Haven Down Payment/Closing Cost Assistance Program

City of New Haven Down Payment/Closing Cost Assistance Program是面向New Haven，Connecticut购房者的可免除贷款，由City of New Haven, Economic Development Administration - Housing Administration and Development管理。 The City of New Haven provides financial assistance to income-eligible first-time homebuyers for down payment and closing costs on a 1-4 family owner-occupied home in New Haven. Assistance is structured as a zero-interest forgivable deferred loan that may be used for down payment, closing costs, or both. Zero-interest forgivable loan for down payment and/or closing costs; forgiven 20% per year over five years, fully forgiven at end of five-year period. 资金来自Federal (City of New Haven housing/HUD funds)。

City of New Haven Down Payment/Closing Cost Assistance Program提供最高$20,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of New Haven, Economic Development Administration - Housing Administration and Development决定。

City of New Haven Down Payment/Closing Cost Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or transfer of the property during the five-year monitoring period unless the loan is repaid or assumed by the new owner. 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of New Haven Down Payment/Closing Cost Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 Assistance limited to low-income families. Amount cannot exceed the greater of 6% of the purchase price of a 1-4 family unit or $20,000. Property may be sold/transferred during the monitoring period only if the loan balance is repaid to the City or the property is transferred to an individual willing to assume the loan balance and its terms. Terms and conditions subject to change without notice. A separate City 'I'm Home' initiative press release references up to $27,500; the live program page states the 6%/$20,000 cap, which is used here.

City of New Haven Down Payment/Closing Cost Assistance Program的收入限制如下：Limited to low-income families (income eligibility determined by the City). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of New Haven Down Payment/Closing Cost Assistance Program服务于在New Haven，Connecticut购房的购房者。

City of New Haven Down Payment/Closing Cost Assistance Program的申请通过City of New Haven, Economic Development Administration - Housing Administration and Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。