Habitat for Humanity of Greater New Haven Homeownership Program

Habitat for Humanity of Greater New Haven Homeownership Program是面向New Haven，Connecticut购房者的第一抵押贷款，由Habitat for Humanity of Greater New Haven管理。 Habitat for Humanity of Greater New Haven prepares income-qualified households to purchase a home built or rehabbed by the affiliate. Accepted applicants complete homebuyer education and sweat-equity hours, then enter a random home-selection process. Selected buyers purchase the home with an affordable 30-year, 0% interest purchase-money mortgage that keeps payments within reach for households at 30-60% AMI. 0% interest 30-year first mortgage. Below-market home price. Homebuyer education and optional financial counseling. Sweat-equity pathway. 资金来自Habitat affiliate (donations, recycled mortgage payments, donated materials/labor)。

Habitat for Humanity of Greater New Haven Homeownership Program是第一抵押贷款，按Habitat for Humanity of Greater New Haven设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Greater New Haven Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Disqualified if currently own real estate or owned within the last three years. 关于信用，该项目说明：No numeric minimum; requires acceptable credit history; bankruptcies discharged at least two years. 须参加购房者教育课程，由Habitat for Humanity of Greater New Haven提供。 居住要求：Applicant must live or work in the service area for 12+ consecutive months (Greater New Haven towns incl. New Haven, Hamden, West Haven, Meriden, Milford, Branford, etc.). 公民身份或移民身份：U.S. citizen or permanent resident。

Habitat for Humanity of Greater New Haven Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Gross household income 30-60% of New Haven area median income (FY2025 HUD). Max 4p $90,950; includes income of all household members 18+. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Greater New Haven Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Greater New Haven Homeownership Program服务于在New Haven，Connecticut购房的购房者。

Habitat for Humanity of Greater New Haven Homeownership Program的申请通过Habitat for Humanity of Greater New Haven办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Cyclical application rounds (multiple per year); 2025 round packets Aug 11-29, 2025. Random-draw home selection.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。