Habitat for Humanity of North Central Connecticut Homeownership Program

Habitat for Humanity of North Central Connecticut Homeownership Program是面向Hartford，Connecticut购房者的首付援助，由Habitat for Humanity of North Central Connecticut (formerly Hartford Area Habitat for Humanity)管理。 Habitat for Humanity of North Central Connecticut partners with low-income families to build or rehabilitate a home that is sold to the family with an affordable, zero-interest mortgage. The below-market financing and the difference between appraised value and the affordable sale price function as the subsidy. Applicants attend a property-specific Applicant Information Meeting (AIM), submit an application for a specific upcoming property, demonstrate ability to pay, complete sweat equity, and show housing need. 0% interest mortgage. Below-market home price. Financial literacy education. Sweat-equity pathway to ownership. 资金来自Habitat affiliate (private donations, grants, ReStore proceeds)。

Habitat for Humanity of North Central Connecticut Homeownership Program是首付援助，按Habitat for Humanity of North Central Connecticut (formerly Hartford Area Habitat for Humanity)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of North Central Connecticut Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。

Habitat for Humanity of North Central Connecticut Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Household income within HUD guidelines; Habitat standard up to ~60% of area median income per published Income Guidelines. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of North Central Connecticut Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of North Central Connecticut Homeownership Program服务于在Hartford，Connecticut购房的购房者。 该项目针对特定区域：Specific affiliate-selected properties in Hartford and Bristol (Hartford County).

Habitat for Humanity of North Central Connecticut Homeownership Program的申请通过Habitat for Humanity of North Central Connecticut (formerly Hartford Area Habitat for Humanity)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications reviewed in order received; limited number considered per property.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。