Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership是面向New London，Connecticut购房者的增值共享贷款，由Southeastern Connecticut Community Land Trust (SE CT CLT)管理。 SE CT CLT is a membership-based 501(c)(3) community land trust that holds land in trust to create and steward permanently affordable homeownership in Southeastern Connecticut. By separating the cost of the land from the home, the CLT sells homes at a below-market price to income-qualifying buyers, who lease the underlying land long-term. A resale formula keeps the home affordable for future buyers. Below-market purchase price (buyer pays for the home, not the land). Lower monthly costs. Permanently affordable, resale-restricted homeownership. Protection against displacement. 资金来自501(c)(3) nonprofit community land trust supported by community gifts, partner organizations, and membership.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership是增值共享贷款，按Southeastern Connecticut Community Land Trust (SE CT CLT)设定的条款偿还。 触发还款的情形：Resale-restricted ground lease: a resale formula caps the price/appreciation the homeowner may realize at sale to keep the home affordable to the next income-qualifying buyer. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership面向将房屋作为主要住所自住的购房者。 居住要求：Serves Southeastern Connecticut; the New London Chapter is the first active chapter. Shared-equity community land trust (ground-lease) model rather than a dollar-amount DPA. Must become a SE CT CLT member and income-qualify to purchase. Specific financial terms (resale formula, income/AMI limits, ground-lease fee, available inventory) are NOT published on the official site and MUST be confirmed directly with the organization before publishing.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership的收入限制如下：Homes are sold to income-qualifying (low- to moderate-income) buyers; specific AMI thresholds not published on the official site. CLT membership is required to be eligible to purchase. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership的房价上限如下：Home priced below market because the buyer purchases only the home, not the land (land is leased from the CLT); exact prices not published. 符合条件的房屋类型包括Single Family和2-4 Unit。

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership服务于在New London，Connecticut购房的购房者。

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership的申请通过Southeastern Connecticut Community Land Trust (SE CT CLT)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。