Habitat for Humanity of Eastern Connecticut Homeownership Program

Habitat for Humanity of Eastern Connecticut Homeownership Program是面向Norwich，Connecticut购房者的第一抵押贷款，由Habitat for Humanity of Eastern Connecticut管理。 Habitat for Humanity of Eastern Connecticut sells homes it builds or rehabs to income-qualified families in New London and Windham counties (and select Tolland County towns) using a no-profit, affordable mortgage. The process begins with an Applicant Information Meeting (AIM) held about twice a year, followed by pre-qualification and a full application with a home visit. Buyers invest sweat equity (build hours, homeownership classes, or ReStore work). Homebuyers earn between 50% and 80% of area median income. Affordable purchase-money first mortgage. Below-market home price. Homeowner Readiness Workshops. Sweat-equity pathway. 资金来自Habitat affiliate (donations, recycled mortgage payments, ReStore proceeds, volunteer labor)。

Habitat for Humanity of Eastern Connecticut Homeownership Program是第一抵押贷款，按Habitat for Humanity of Eastern Connecticut设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Eastern Connecticut Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home in the past three years. 关于信用，该项目说明：No numeric minimum published; credit history reviewed at pre-qualification. 须参加购房者教育课程，由Habitat for Humanity of Eastern CT (Homeowner Readiness Workshops, with Chelsea Groton Bank)提供。 居住要求：Must live in New London County, Windham County, or select Tolland County towns in the service region. 公民身份或移民身份：U.S. citizen or permanent resident。

Habitat for Humanity of Eastern Connecticut Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income within HUD guidelines; Habitat homeowners earn between 50% and 80% of area median income. Specific figures provided at the AIM. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Eastern Connecticut Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Eastern Connecticut Homeownership Program服务于在Norwich，Connecticut购房的购房者。

Habitat for Humanity of Eastern Connecticut Homeownership Program的申请通过Habitat for Humanity of Eastern Connecticut办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Cyclical: Applicant Information Meetings (AIM) twice yearly for homes completing in next 12-24 months; AIM required before applying.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。