Yale Homebuyer Program

Yale Homebuyer Program是面向New Haven，Connecticut购房者的补助金，由Yale University Human Resources / Office of New Haven Affairs管理。 An employer-assisted benefit paying eligible Yale faculty/staff $30,000 over 10 years toward a 1-3 family home or condo on designated New Haven streets, with an extra $5,000 for the Dixwell/Winfield area. Payments cease if the employee stops owning/occupying the home or leaves Yale. Over $35M committed to 1,300+ employees through Fall 2022. Up to $35,000 toward home purchase. No income or first-time-buyer requirement. Buy in designated New Haven neighborhoods. Free homebuyer seminars. 资金来自Yale University (employer-funded; private)。

Yale Homebuyer Program提供$30,000至$35,000的援助。 援助档次：$30,000 over 10 years ($7,500 first payment then nine $2,500 payments); optional $5,000 Dixwell/Winfield incentive。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Yale University Human Resources / Office of New Haven Affairs决定。

Yale Homebuyer Program属于补助金，因此无需偿还。 触发还款的情形：Not a loan; annual payments cease if participant stops owning/occupying the home or ends Yale employment. Must own and occupy 2+ years from closing. 该援助以None (grant; no lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Yale Homebuyer Program面向将房屋作为主要住所自住的购房者。 居住要求：Must purchase/occupy in designated New Haven area。 Employer-restricted to Yale employees; 2-yr own/occupy minimum; payments taxable income; no income test. Place-based to designated New Haven streets. 2026 seminar dates confirm active.

Yale Homebuyer Program的收入限制如下：No income limit; employment-based。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Yale Homebuyer Program可用于Single Family、2-4 Unit和Condo。 预制房屋不符合条件。

Yale Homebuyer Program仅限Yale faculty (>=1yr appt, 50%+ FT) or permanent staff (20+ hrs/wk); excludes residents, postdocs/fellows, students, casual employees的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Yale Homebuyer Program服务于在New Haven，Connecticut购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。 目标社区：Beaver Hills, Dixwell, Dwight, East Rock, Fair Haven, Hill, Newhallville, West Rock, Wooster Square; enhanced Dixwell/Winfield。

Yale Homebuyer Program的申请通过Yale University Human Resources / Office of New Haven Affairs办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Online application via Yale HR portal; eligibility letter to lender预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。