Affordable Dwelling Unit (ADU) Program - For-Sale Units

Affordable Dwelling Unit (ADU) Program - For-Sale Units是面向Washington，District of Columbia购房者的增值共享贷款，由DC Department of Housing and Community Development (DHCD)管理。 Affordable Dwelling Units (ADUs) are below-market, locally income-restricted for-sale and for-rent homes that DHCD monitors and enforces in the District. The for-sale ownership side provides price- and resale-restricted condos, townhomes, or houses produced in exchange for zoning relief, tax incentives, public financing, or access to District land. Income limits, affordability periods, and resale restrictions are set in each unit's originating documents; where not in conflict, DHCD administers ADUs under its Inclusionary Zoning regulations. ADUs exclude federally restricted (HOME/LIHTC/CDBG) and Housing Production Trust Fund units. Below-market purchase price on income-restricted homes. DHCD-monitored affordability. Resale-price protection. Administered under standardized IZ procedures where applicable. Combinable with HPAP/DC Open Doors. 资金来自Units produced in exchange for zoning relief, tax incentives, public financing, and/or the right to purchase or lease District-owned land (no direct cash assistance)。

Affordable Dwelling Unit (ADU) Program - For-Sale Units是增值共享贷款，按DC Department of Housing and Community Development (DHCD)设定的条款偿还。 触发还款的情形：Resale governed by covenant/originating-document resale restrictions; owner must submit IZ-ADU Resale Price Request to DHCD and receive a pricing letter before selling or refinancing。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Affordable Dwelling Unit (ADU) Program - For-Sale Units面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Where DHCD applies IZ procedures: IZ Orientation plus approved 8-hour homebuyer class for purchasers提供。 居住要求：Owner must occupy as primary residence; live/work-in-DC priority where IZ procedures apply。 Eligibility terms (income limit, affordability period, resale restriction) are project-specific and defined in the unit's deed/covenant/LDA/ADU administration plan; buyers must occupy as primary residence; owner must submit IZ-ADU Resale Price Request before selling/refinancing; third-party contributions subject to DHCD policy. Gaps: no uniform credit score, DTI, 4-person income dollar limit, or assistance amount (no cash provided; varies per project).

Affordable Dwelling Unit (ADU) Program - For-Sale Units将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income limits are project-specific, set in each unit's originating documents; where not in conflict, DHCD applies IZ income limits (commonly 50%-80% MFI). Exact dollar limits vary by project and household size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Affordable Dwelling Unit (ADU) Program - For-Sale Units的房价上限如下：Below-market purchase price set per unit by originating documents / DHCD pricing (varies by project)。 符合条件的房屋类型包括Condo、Townhome和Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Affordable Dwelling Unit (ADU) Program - For-Sale Units服务于在Washington，District of Columbia购房的购房者。

Affordable Dwelling Unit (ADU) Program - For-Sale Units的申请通过DC Department of Housing and Community Development (DHCD)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过DHCD lottery or waitlist (same mechanism as IZ for most units)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。