本页面由机器翻译。英文版本为原文。
Negotiated Employee Affordable Home Purchase Program (NEAHP)
Negotiated Employee Affordable Home Purchase Program (NEAHP)是面向Washington,District of Columbia购房者的可免除贷款,由DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA管理。
该项目要求
- 房屋作为主要住所自住
- 居住要求:DC government employee whose position is covered by an eligible collective bargaining agreement.
- Position must be covered by an eligible collective bargaining agreement; maintain as primary residence for the 10-year forgiveness period.
- 位于District of Columbia的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
District of Columbia的房屋District of Columbia的房屋,以及本项目接受的房屋
- 11% 独栋独栋住宅
- 21.7% 联排联排别墅
- 10.2% 2–4个单元2–4个单元
- 56.9% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$737,100
District of Columbia房屋价值中位数
69%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请两个步骤,按此顺序
联系DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Negotiated Employee Affordable Home Purchase Program (NEAHP)是什么?
Negotiated Employee Affordable Home Purchase Program (NEAHP)是面向Washington,District of Columbia购房者的可免除贷款,由DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA管理。 A down payment/closing grant of $3,000-$26,500 for DC government employees in eligible collective bargaining units, scaling with years of service and forgiven after 10 years. $3,000-$26,500 grant for down payment/closing. Scales with years of service. Forgiven after 10 years. Stacks on top of HPAP/EAHP. 资金来自State。
提供多少援助?
Negotiated Employee Affordable Home Purchase Program (NEAHP)提供$3,000至$26,500的援助。 该项目可与HPAP、EAHP和DC4ME结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA决定。
需要偿还吗?
Negotiated Employee Affordable Home Purchase Program (NEAHP)在10年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Not maintained as primary residence within 10-yr forgiveness period和Sale/transfer。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Negotiated Employee Affordable Home Purchase Program (NEAHP)面向将房屋作为主要住所自住的购房者。 居住要求:DC government employee whose position is covered by an eligible collective bargaining agreement. Position must be covered by an eligible collective bargaining agreement; maintain as primary residence for the 10-year forgiveness period.
收入限制是多少?
Negotiated Employee Affordable Home Purchase Program (NEAHP)的收入限制如下:Amount scales with years of service in the eligible collective bargaining unit; not income-capped on the page. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Negotiated Employee Affordable Home Purchase Program (NEAHP)可用于Single Family、Condo和Cooperative。
适用于哪些地区?
Negotiated Employee Affordable Home Purchase Program (NEAHP)服务于在Washington,District of Columbia购房的购房者。
如何申请?
Negotiated Employee Affordable Home Purchase Program (NEAHP)的申请通过DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向District of Columbia购房者面向District of Columbia购房者的其他项目
- Home Purchase Assistance Program (HPAP)最高$202,000
- Employer-Assisted Housing Program (EAHP)最高$35,000
- FHLBank Atlanta Community Partners Product最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
District of Columbia的全部71个项目项目条款由DHCD and Office of Labor Relations & Collective Bargaining (OLRCB), with DCHFA设定,并可能变化;申请前请在官方网站上确认。