FHLBank Atlanta Community Partners Product

FHLBank Atlanta Community Partners Product是面向District of Columbia购房者的补助金，由Federal Home Loan Bank of Atlanta (through participating member financial institutions)管理。 The FHLBank Atlanta Community Partners Product, funded through FHLBank Atlanta's Affordable Housing Program (AHP) Homeownership Set-aside, provides up to $20,000 in down payment and closing cost assistance to community-service workers and military-connected homebuyers. FHLBank Atlanta's district includes Washington, D.C. Both first-time and non-first-time homebuyers may be eligible. Up to $20,000 in down payment and closing cost assistance for eligible community-service and military-connected homebuyers (first-time or repeat). 资金来自FHLBank Atlanta Affordable Housing Program (AHP) Homeownership Set-aside。

FHLBank Atlanta Community Partners Product提供最高$20,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Atlanta (through participating member financial institutions)决定。

FHLBank Atlanta Community Partners Product属于补助金，因此无需偿还。 触发还款的情形：5-year retention period secured by note/security instrument; repayment (typically pro-rated) may be triggered by sale, transfer, or refinance during the retention period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Atlanta Community Partners Product面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 Eligibility limited to defined groups: current or retired law enforcement officers, educators, health care workers, firefighters and other first responders; and veterans or active-duty U.S. military members or their surviving spouse. Both first-time and non-first-time homebuyers may be eligible. Per FHLBank Atlanta set-aside rules, homebuyer must contribute a minimum (typically $1,000), income must generally be at or below the greater of 80% of county AMI or state median family income, homebuyer counseling from a designated provider is required, and funds carry a 5-year retention period secured by a note/security instrument (pro-rated repayment may apply on early sale/refinance). Must apply through an FHLBank Atlanta member financial institution; first-come, first-served subject to annual funding. Confirm exact income, contribution, counseling, and retention terms for the current product cycle with the member lender.

FHLBank Atlanta Community Partners Product将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Per FHLBank Atlanta Homeownership Set-aside rules, income generally must be at or below the greater of 80% of county AMI or the state median family income (HUD, adjusted for family size). Confirm current-cycle limit with member lender. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Atlanta Community Partners Product在其服务群体中提到了退伍军人、现役军人、遗属配偶、教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

FHLBank Atlanta Community Partners Product服务于在District of Columbia任何地方购房的购房者。

FHLBank Atlanta Community Partners Product的申请通过Federal Home Loan Bank of Atlanta (through participating member financial institutions)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。