Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units是面向Washington，District of Columbia购房者的增值共享贷款，由DC Department of Housing and Community Development (DHCD)管理。 The Inclusionary Zoning (IZ) Program requires most new (and some renovated) residential developments of 10+ units to set aside affordable homes; the for-sale side offers below-market, resale-restricted condos and townhomes. Eligible households (generally 50%-80% MFI) must complete IZ orientation plus an 8-hour homebuyer class, register in the IZ database, and are selected by lottery. Buyers must occupy the unit as their primary residence and cannot own other residential property. Affordability comes from the controlled purchase and resale price. Below-market purchase price on new condos/townhomes. Access via random lottery. Priority for DC residents. Resale-price protection. Can be combined with HPAP/DC Open Doors financing. 资金来自Developer-provided affordable units mandated by DC Inclusionary Zoning regulations (no direct public subsidy; program provides no financial assistance)。

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units是增值共享贷款，按DC Department of Housing and Community Development (DHCD)设定的条款偿还。 触发还款的情形：Resale governed by a DHCD-issued resale price; owner must submit a Resale Price Request and receive a pricing letter before selling or refinancing。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Mandatory 2-hour IZ Orientation (renewed every 2 years); to purchase, also an approved 8-hour homebuyer class renewed every 2 years提供。 居住要求：Applicants must live or work in the District; priority to current DC residents; must occupy as primary residence。 Must complete 2-hour IZ Orientation (renew every 2 yrs) AND 8-hour homebuyer class (renew every 2 yrs) to purchase; must register in IZ database; cannot be a full-time student; cannot own other residential property at purchase; must occupy as primary residence and re-certify annually; cannot rent/sublet; must submit DHCD Resale Price Request before selling/refinancing. Gaps: no minimum credit score, max DTI, exact 4-person income dollar limit, or cash assistance (program gives no cash).

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 For-sale IZ units generally serve households at 50%, 60%, or 80% of MFI; exact maximum income varies by household size and unit-designated MFI band per the annual IZ Maximum Income, Rent and Purchase Price Schedule. Minimum income thresholds apply. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units的房价上限如下：Maximum purchase price set per unit by the annual IZ Maximum Income, Rent and Purchase Price Schedule (varies by MFI band and unit size)。 符合条件的房屋类型包括Condo和Townhome。 新建房屋符合条件。 预制房屋不符合条件。

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units服务于在Washington，District of Columbia购房的购房者。

Inclusionary Zoning (IZ) Affordable Housing Program - For-Sale Units的申请通过DC Department of Housing and Community Development (DHCD)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过DHCD lottery (random drawing) or waitlist; units offered as available, no fixed schedule预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。