Lower Income Homeownership Exemption Program (DC Tax Abatement)

Lower Income Homeownership Exemption Program (DC Tax Abatement)是面向Washington，District of Columbia购房者的首付援助，由DC Office of Tax and Revenue (OTR), Recorder of Deeds / Real Property Tax Administration管理。 Under D.C. Law 5-31 (D.C. Code 47-3502), qualifying lower-income owner-occupants are exempt from DC recordation and transfer taxes at purchase and receive up to a five-year abatement of real property taxes, beginning the October 1 after the deed is recorded. To qualify, total household gross income must fall under the published income limits (higher in Economic Development Zones) and the purchase price must not exceed $576,000. The benefit also extends, with certification, to non-profit housing organizations, shared-equity investors, cooperative housing associations, and community land trust transfers. Applicants file Form FP-420 with required income documentation when recording the deed. Exemption from DC recordation and transfer taxes at purchase. Up to 5-year real property tax abatement. Higher income limits in Economic Development Zones. Available for shared-equity and community land trust purchases. No repayment (tax exemption/abatement, not a loan). 资金来自DC tax expenditure (forgone recordation/transfer tax and abated real property tax) under D.C. Law 5-31 / D.C. Code 47-3502。

Lower Income Homeownership Exemption Program (DC Tax Abatement)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：If household ceases to qualify, owner must notify OTR in writing within 30 days; exemption ends when eligibility lost。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lower Income Homeownership Exemption Program (DC Tax Abatement)面向将房屋作为主要住所自住的购房者。 居住要求：Owner-occupant; must reside in property as principal residence。 File Application FP-420 plus Claim for Exemption at recording; abatement application deadline September 30; must submit Settlement Statement, Sales Contract, and proof of household income; 5-year abatement begins Oct 1 after deed recorded; owner must notify OTR within 30 days if household ceases to qualify. Non-profit/co-op/SEF transfers require additional Part V certification. Gaps: no credit score, DTI, or %AMI figure published; income stated in flat dollar tables.

Lower Income Homeownership Exemption Program (DC Tax Abatement)将家庭收入限制在$128,160。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lower Income Homeownership Exemption Program (DC Tax Abatement)将房价上限设为$576,000。 符合条件的房屋类型包括Single Family、Condo和Cooperative。 新建房屋符合条件。 预制房屋不符合条件。

Lower Income Homeownership Exemption Program (DC Tax Abatement)服务于在Washington，District of Columbia购房的购房者。

Lower Income Homeownership Exemption Program (DC Tax Abatement)的申请通过DC Office of Tax and Revenue (OTR), Recorder of Deeds / Real Property Tax Administration办理，该机构在其网站上公布现行条款和申请步骤。 资金通过File Application FP-420 (and Claim for Exemption from Real Property Recordation and Transfer Tax) at time of recording deed; abatement application deadline is September 30 of the tax year预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。