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Reduced Recordation Tax Rate for First-Time Homebuyers (DC)
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)是面向Washington,District of Columbia购房者的首付援助,由DC Office of Tax and Revenue (OTR), Recorder of Deeds管理。
该项目要求
- 首次购房者——有例外:Applicant who previously owned a DC homestead residence ONLY jointly with an ex-spouse, and relinquished ownership under court order/separation agreement, can still qualify as a first-time District homebuyer
- 房屋作为主要住所自住
- 居住要求:Applicant must be, or intend to immediately become, a District resident at the time the deed is offered for recordation
- Must file Form ROD 11 at time of recording (cannot apply after deed recorded); must file DC Homestead Deduction Application and have the property qualify; entire benefit must go to grantee, not shared with seller; must submit Closing Disclosure and Form 1040 for each grantee/resident; subject to post-recording audit. FY2026 (eff. 10/1/2025): purchase-price ceiling raised to $777,000 and income ceilings increased per OTR notice; FY2025 figures used here and flagged because the FY2026 ROD 11 PDF is a fillable template with blank table cells.
- 位于Washington市界内的房屋
不适用于
- 预制房屋
- 超过$753,000房价上限的购房
- 收入超过$278,460的家庭
- Washington以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请两个步骤,按此顺序
联系DC Office of Tax and Revenue (OTR), Recorder of Deeds预留资金
资金通过Application (Form ROD 11) filed at the time the deed is offered for recordation; cannot be applied for after recording预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)是什么?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)是面向Washington,District of Columbia购房者的首付援助,由DC Office of Tax and Revenue (OTR), Recorder of Deeds管理。 For deeds recorded on or after October 1, 2017, qualifying first-time District homebuyers pay a reduced recordation tax rate of 0.725% on houses and condominiums (versus the standard rate), with parallel reductions for co-op economic-interest transfers. To qualify, the buyer must be (or intend to become) a DC resident, be a first-time District homebuyer, file a homestead deduction application for the property, and have combined household income under the applicable ceiling, with the purchase price below the annual ceiling. Application is made on Form ROD 11 at the time the deed is recorded; it cannot be claimed afterward and is subject to audit. Recordation tax cut to 0.725% on houses/condos for first-time DC buyers. Reduced co-op transfer recordation rates. One-time closing-cost savings. Can be combined with DC DPA programs. No repayment (tax reduction, not a loan). 资金来自DC tax expenditure (forgone recordation tax revenue)。
需要偿还吗?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)是首付援助,按DC Office of Tax and Revenue (OTR), Recorder of Deeds设定的条款偿还。 触发还款的情形:Subject to audit after deed recording; if additional tax is due on audit, grantee(s) responsible for tax, interest, and penalties。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Applicant who previously owned a DC homestead residence ONLY jointly with an ex-spouse, and relinquished ownership under court order/separation agreement, can still qualify as a first-time District homebuyer。 居住要求:Applicant must be, or intend to immediately become, a District resident at the time the deed is offered for recordation。 Must file Form ROD 11 at time of recording (cannot apply after deed recorded); must file DC Homestead Deduction Application and have the property qualify; entire benefit must go to grantee, not shared with seller; must submit Closing Disclosure and Form 1040 for each grantee/resident; subject to post-recording audit. FY2026 (eff. 10/1/2025): purchase-price ceiling raised to $777,000 and income ceilings increased per OTR notice; FY2025 figures used here and flagged because the FY2026 ROD 11 PDF is a fillable template with blank table cells.
收入限制是多少?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)将家庭收入限制在$278,460。 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)将房价上限设为$753,000。 符合条件的房屋类型包括Single Family、Condo和Cooperative。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)服务于在Washington,District of Columbia购房的购房者。
如何申请?
Reduced Recordation Tax Rate for First-Time Homebuyers (DC)的申请通过DC Office of Tax and Revenue (OTR), Recorder of Deeds办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Application (Form ROD 11) filed at the time the deed is offered for recordation; cannot be applied for after recording预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Washington购房者面向Washington购房者的其他项目
- Home Purchase Assistance Program (HPAP)最高$202,000
- Homes by CFE Down Payment Assistance Program最高$100,000
- Employer-Assisted Housing Program (EAHP)最高$35,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Washington的全部86个项目项目条款由DC Office of Tax and Revenue (OTR), Recorder of Deeds设定,并可能变化;申请前请在官方网站上确认。