本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 位于Washington市界内的房屋
不适用于
- 收入超过地区收入中位数120%的家庭
- Washington以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请两个步骤,按此顺序
联系Wells Fargo Bank, N.A. (Wells Fargo Home Mortgage)预留资金
资金通过Wells Fargo eligibility lookup / home mortgage consultant; confirmed at underwriting预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Wells Fargo Homebuyer Access Grant是什么?
Wells Fargo Homebuyer Access Grant是面向Washington,District of Columbia购房者的补助金,由Wells Fargo Bank, N.A. (Wells Fargo Home Mortgage)管理。 The Wells Fargo Homebuyer Access grant provides $10,000 toward the down payment for eligible buyers purchasing a primary residence in designated underserved communities, including the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. The grant never has to be repaid, but the full $10,000 must be applied to the down payment (it cannot be split). It is available only with a Wells Fargo fixed-rate conventional loan and is subject to income limits based on the property location. 资金来自Wells Fargo (lender grant)。
提供多少援助?
Wells Fargo Homebuyer Access Grant提供最高$10,000的援助。 该项目可与May be combined with the Dream. Plan. Home. closing cost credit, Corporate Mortgage Benefit Program, Union Plus Mortgage program, non-Wells Fargo down payment assistance programs, builder credits, and the Employee Mortgage Program.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Wells Fargo Bank, N.A. (Wells Fargo Home Mortgage)决定。
需要偿还吗?
Wells Fargo Homebuyer Access Grant属于补助金,因此无需偿还。 触发还款的情形:None - grant does not require repayment。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Wells Fargo Homebuyer Access Grant面向将房屋作为主要住所自住的购房者。
收入限制是多少?
Wells Fargo Homebuyer Access Grant将家庭收入限制在地区收入中位数的120%,该数值因县和家庭人数而异。 Homebuyer Access grants are available to homebuyers who earn a combined 120% or less of the area median income in the county where the subject property is located. Specific DC MSA dollar limits are determined at application. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Wells Fargo Homebuyer Access Grant可用于Single Family、Condo和Townhouse。
适用于哪些地区?
Wells Fargo Homebuyer Access Grant服务于在Washington,District of Columbia购房的购房者。 该项目针对特定区域:Available only in designated underserved communities within eight metro areas, including the Washington-Arlington-Alexandria, DC-VA-MD-WV MSA.
如何申请?
Wells Fargo Homebuyer Access Grant的申请通过Wells Fargo Bank, N.A. (Wells Fargo Home Mortgage)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Wells Fargo eligibility lookup / home mortgage consultant; confirmed at underwriting预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Washington购房者面向Washington购房者的其他项目
- Home Purchase Assistance Program (HPAP)最高$202,000
- Homes by CFE Down Payment Assistance Program最高$100,000
- Employer-Assisted Housing Program (EAHP)最高$35,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Washington的全部86个项目项目条款由Wells Fargo Bank, N.A. (Wells Fargo Home Mortgage)设定,并可能变化;申请前请在官方网站上确认。