Clay County SHIP First-Time Homebuyer Down Payment Assistance

Clay County SHIP First-Time Homebuyer Down Payment Assistance是面向Clay县，Florida购房者的延期第二贷款。 Clay County provides up to $20,000 in a 30-year deferred, 0% interest SHIP second mortgage for down payment and closing cost assistance to eligible first-time homebuyers. The second mortgage is never forgiven and must be repaid when the first mortgage is paid off, refinanced, sold, or the borrower ceases to occupy the property. Income limits approximately $78,865 (1-2 person) and $90,694 (3+ person); purchase price limit $322,925; minimum FICO 640. 资金来自State。

Clay County SHIP First-Time Homebuyer Down Payment Assistance提供最高$20,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Clay County SHIP First-Time Homebuyer Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Clay County SHIP First-Time Homebuyer Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为640。 须参加购房者教育课程。

Clay County SHIP First-Time Homebuyer Down Payment Assistance将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Income up to 120% AMI for Clay County. ~$78,865 (1-2 person) or $90,694 (3+ person). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Clay County SHIP First-Time Homebuyer Down Payment Assistance将房价上限设为$322,925。 符合条件的房屋类型包括Single Family、Condo和Townhouse。

Clay County SHIP First-Time Homebuyer Down Payment Assistance服务于在Clay县，Florida购房的购房者。

Clay County SHIP First-Time Homebuyer Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。