Florida Mortgage Credit Certificate (MCC)

Florida Mortgage Credit Certificate (MCC)是面向Florida购房者的抵押贷款抵税证书。 Federal tax credit program allowing eligible homebuyers to claim 10%-50% of annual mortgage interest paid (up to $2,000/year) as a direct tax credit, increasing effective buying power. Available statewide through Florida Housing-approved lenders. Federal tax credit up to $2,000/year reducing tax liability. Increases effective purchasing power. Can be combined with Florida Housing DPA programs. 资金来自Federal。

Florida Mortgage Credit Certificate (MCC)是税收抵免而非贷款，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Florida Mortgage Credit Certificate (MCC)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Veterans and buyers in targeted areas may be exempt。 该项目列出的最低信用分数为640。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。

Florida Mortgage Credit Certificate (MCC)将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Income limits vary by county and household size. Check floridahousing.org. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Florida Mortgage Credit Certificate (MCC)可用于Single Family、Condo、Townhouse和2-4 Unit。

Florida Mortgage Credit Certificate (MCC)服务于在Florida任何地方购房的购房者。

Florida Mortgage Credit Certificate (MCC)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。