Atlanta Beltline Affordable Housing

Atlanta Beltline Affordable Housing是面向Atlanta，Georgia购房者的可免除贷款。 The Atlanta Beltline Affordable Housing program provides $15,000 in forgivable down payment assistance to eligible homebuyers purchasing homes within the Atlanta Beltline area. The program supports homeownership opportunities for low-to-moderate income households along the Beltline corridor, administered in partnership with the Federal Home Loan Bank of Atlanta. Funds help cover down payment and closing costs. Up to $15,000 forgivable loan for eligible homebuyers purchasing within the Atlanta Beltline area. 0% interest rate with no monthly payments. Loan forgiven after 10 years if property remains primary residence. Administered in partnership with FHLBank Atlanta. Supports affordable homeownership along the Beltline corridor in Atlanta, GA. 资金来自Federal。

Atlanta Beltline Affordable Housing提供最高$15,000的援助。 该项目要求购房者自付$1,500。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Atlanta Beltline Affordable Housing在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、No Longer Primary和Refinance。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Atlanta Beltline Affordable Housing面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Have not owned a home in the past 3 years。 该项目列出的最低信用分数为640。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must be a Georgia resident for at least 6 months. Must complete a HUD-approved homebuyer education course. Liquid assets cannot exceed $25,000. Property must be located within the Atlanta Beltline corridor.

Atlanta Beltline Affordable Housing将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Atlanta Beltline Affordable Housing将房价上限设为$375,000。 符合条件的房屋类型包括Single Family、Condo和Townhouse。

Atlanta Beltline Affordable Housing服务于在Atlanta，Georgia购房的购房者。

Atlanta Beltline Affordable Housing的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。