Invest Atlanta - ATL HomeNOW

Invest Atlanta - ATL HomeNOW是面向Atlanta，Georgia购房者的可免除贷款。 ATL HomeNOW provides up to $20,000 toward down payment, closing costs, a permanent interest rate reduction, or all three, for homebuyers purchasing within the incorporated city limits of Atlanta. It is paired with a 30-year, fixed-rate FHA, VA or Conventional first mortgage through an Invest Atlanta participating lender. The assistance is forgiven after the buyer has lived in the home as their primary residence for 10 years. Up to $20,000 in assistance that can be used for down payment, closing costs, a permanent interest rate reduction, or all three. Paired with a 30-year, fixed-rate first mortgage. Forgiven after living in the home for 10 years as the primary residence. Homebuyer must make a $1,500 contribution in the transaction from their own funds. Homebuyers cannot exceed $35,000 in liquid assets. 资金来自Local Government。

Invest Atlanta - ATL HomeNOW提供最高$20,000的援助。 该项目要求购房者自付$1,500 of their own funds; items purchased outside of closing count toward this requirement。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Invest Atlanta - ATL HomeNOW在10年后免除，因此住满这段时间的购房者无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Invest Atlanta - ATL HomeNOW面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 Property must be within the incorporated city limits of Atlanta、Must qualify for a 30-year fixed-rate FHA, VA or Conventional mortgage loan with an Invest Atlanta participating lender、Minimum FICO credit score is 620, with a maximum DTI determined by automated underwriting、Homebuyers cannot exceed $35,000 in liquid assets、Participants must contribute $1,500 of their own funds; items purchased outside of closing count toward this requirement、Participants cannot own interest in any other property、The property must be owner-occupied and cannot be manufactured、Existing properties must pass inspection prior to closing、Affordability period is 10 years和Maximum loan amount is $325,000; there is no maximum purchase price.

Invest Atlanta - ATL HomeNOW将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 120% AMI. 1 person: $99,000; 2 persons: $113,160; 3 persons: $127,320; 4 persons: $141,360; 5 persons: $152,760. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Invest Atlanta - ATL HomeNOW可用于Single Family、Condo、Townhouse、2-4 Unit和New Construction。 新建房屋符合条件。 预制房屋不符合条件。

Invest Atlanta - ATL HomeNOW服务于在Atlanta，Georgia购房的购房者。

Invest Atlanta - ATL HomeNOW的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。