Atlanta Housing Down Payment Assistance

Atlanta Housing Down Payment Assistance是面向Atlanta，Georgia购房者的可免除贷款。 Atlanta Housing offers up to $20,000 (or $25,000 for public safety, healthcare, education, current military or veteran, and Voucher Participants) in forgivable down payment assistance for eligible first-time homebuyers purchasing within the City of Atlanta. The 0% interest deferred loan requires no monthly payments and is fully forgiven after 10 years of owner-occupancy. Buyers must contribute at least $1,500 from their own funds. Up to $20,000 forgivable loan at 0% interest for eligible first-time homebuyers within City of Atlanta. up to $25,000 for public safety, healthcare, education, current military or veteran, and Voucher Participants. loan forgiven after 10 years as a second mortgage. max purchase price $375,000. min $1,500 borrower contribution. liquid assets must not exceed $35,000. 资金来自Local Government。

Atlanta Housing Down Payment Assistance提供$20,000至$25,000的援助，具体取决于购房者符合的援助档次。 援助档次“Standard”——最高$20,000。 适用对象：All eligible borrowers at or below 80% AMI within City of Atlanta。 援助档次“Public Service Enhanced”——最高$25,000。 适用对象：Public safety, healthcare, education, current military or veteran, and Voucher Participants within City of Atlanta。 该项目要求购房者自付$1,500。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Atlanta Housing Down Payment Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、No Longer Primary、Transfer of Title和Refinance。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Atlanta Housing Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home in the past 3 years。 关于信用，该项目说明：Applicants must meet the primary lender's credit requirements; Atlanta Housing does not publish a minimum score. 须参加购房者教育课程。 居住要求：Georgia resident for at least 6 months prior to application。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Property must be within City of Atlanta limits、Higher award for public safety, healthcare, education, current military or veteran, and Voucher Participants、Purchases involving non-occupant co-borrowers or co-signers are not eligible和Homebuyer education is an eight-hour class from a HUD-approved provider, required for every person on the.

Atlanta Housing Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Atlanta Housing Down Payment Assistance将房价上限设为$375,000。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。

Atlanta Housing Down Payment Assistance在其服务群体中提到了退伍军人、现役军人、教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Atlanta Housing Down Payment Assistance服务于在Atlanta，Georgia购房的购房者。

Atlanta Housing Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。