Invest Atlanta - Beltline Mortgage Assistance Program

Invest Atlanta - Beltline Mortgage Assistance Program是面向Atlanta，Georgia购房者的可免除贷款。 The Beltline Mortgage Assistance Program provides up to $30,000 in mortgage assistance for civil servants and legacy residents, or up to $20,000 for other qualified buyers, purchasing within Beltline Tax Allocation District subareas 1, 2, 3, 8, 9 and 10. Funds may be used toward the down payment, closing costs, a permanent interest rate reduction, or any combination, and are provided as a 0% soft second mortgage with a 15-year affordability period. Up to $30,000 for civil servants and legacy residents. Up to $20,000 for other qualified buyers. Funds may be used toward the down payment, closing costs, a permanent interest rate reduction, or any combination. Provided as a 0% soft second mortgage with a 15-year affordability period. No maximum purchase price. 资金来自Local Government。

Invest Atlanta - Beltline Mortgage Assistance Program提供$20,000至$30,000的援助，具体取决于购房者符合的援助档次。 援助档次“Civil servants and legacy residents”——最高$30,000。 适用对象：Civil servants and legacy residents purchasing within Beltline Tax Allocation District subareas 1, 2, 3, 8, 9 and 10。 援助档次“Other qualified buyers”——最高$20,000。 适用对象：Other qualified buyers purchasing within Beltline Tax Allocation District subareas 1, 2, 3, 8, 9 and 10。 该项目要求购房者自付$1,500 of their own funds; items purchased outside of closing count toward this requirement。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Invest Atlanta - Beltline Mortgage Assistance Program在15年后免除，因此住满这段时间的购房者无需偿还。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Invest Atlanta - Beltline Mortgage Assistance Program面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 Home must be purchased within the Beltline Tax Allocation District (TAD) subareas 1, 2, 3, 8, 9 and 10、Must qualify for a 30-year fixed-rate FHA, VA or conventional mortgage loan with an Invest Atlanta participating lender、Minimum FICO credit score is 620, with a debt-to-income ratio per automated underwriting approval、Homebuyers may not have more than $35,000 in liquid assets、Maximum loan limit is $400,000 and maximum CLTV is 105%; there is no maximum purchase price、Participants must contribute $1,500 of their own funds; items purchased outside of closing count toward this requirement、Participants cannot own interest in any other property、The property must be owner-occupied and cannot be manufactured和Existing properties must pass inspection prior to closing.

Invest Atlanta - Beltline Mortgage Assistance Program将家庭收入限制在地区收入中位数的140%，该数值因县和家庭人数而异。 120% AMI — 1 person: $99,000; 2 persons: $113,160; 3 persons: $127,320; 4 persons: $141,360; 5 persons: $152,760. 140% AMI — 1 person: $115,500; 2 persons: $132,020; 3 persons: $148,540; 4 persons: $164,920; 5 persons: $178,220. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Invest Atlanta - Beltline Mortgage Assistance Program可用于Single Family、2-4 Unit、Townhouse、Condo和New Construction。 新建房屋符合条件。 预制房屋不符合条件。

Invest Atlanta - Beltline Mortgage Assistance Program服务于在Atlanta，Georgia购房的购房者。

Invest Atlanta - Beltline Mortgage Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。