Invest Atlanta - ATL Home Renovation Advantage

Invest Atlanta - ATL Home Renovation Advantage是面向Atlanta，Georgia购房者的可免除贷款。 ATL Home Renovation Advantage provides $10,000 toward the down payment and/or closing costs for homebuyers who qualify for and use a home renovation mortgage loan in the City of Atlanta. The loan is fully forgiven after living in the home for 5 years. $10,000 toward the down payment and/or closing costs. Fully forgiven after living in the home for 5 years. Paired with a 30-year fixed-rate FHA, VA or conventional mortgage loan. Maximum purchase price is $450,000. 资金来自Local Government。

Invest Atlanta - ATL Home Renovation Advantage提供最高$10,000的援助。 该项目要求购房者自付$1,500 of their own funds; items purchased outside of closing count toward this requirement。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Invest Atlanta - ATL Home Renovation Advantage在5年后免除，因此住满这段时间的购房者无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Invest Atlanta - ATL Home Renovation Advantage面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：The minimum credit score requirement is determined by each participating lender. 须参加购房者教育课程，由Resources for Residents & Communities和Committed to Communities提供。 Must qualify for a 30-year fixed-rate FHA, VA or conventional mortgage loan with an Invest Atlanta participating lender、The minimum credit score requirement is determined by each participating lender、Must attend a special renovation education class by Resources for Residents & Communities or Committed to Communities、Homebuyers cannot exceed $35,000 in liquid assets、Program fee of $1,200, to cover the cost of education、Participants must contribute $1,500 of their own funds; items purchased outside of closing count toward this requirement、Participants cannot own interest in any other property、The property must be owner-occupied and cannot be manufactured和Existing properties must pass inspection prior to closing.

Invest Atlanta - ATL Home Renovation Advantage将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 120% AMI. 1 person: $99,000; 2 persons: $113,160; 3 persons: $127,320; 4 persons: $141,360; 5 persons: $152,760. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Invest Atlanta - ATL Home Renovation Advantage将房价上限设为$450,000。 符合条件的房屋类型包括Single Family、2-4 Unit、Townhouse、Condo和New Construction。 新建房屋符合条件。 预制房屋不符合条件。

Invest Atlanta - ATL Home Renovation Advantage服务于在Atlanta，Georgia购房的购房者。

Invest Atlanta - ATL Home Renovation Advantage的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。