Perry Bolton Mortgage Assistance Program

Perry Bolton Mortgage Assistance Program是面向Atlanta，Georgia购房者的可免除贷款。 The Perry Bolton Mortgage Assistance Program uses Perry Bolton Tax Allocation District (TAD) tax-increment funds to offer down payment and closing-cost assistance for homebuyers purchasing within the Perry Bolton TAD in northwest Atlanta. Buyers at or below 80% AMI purchasing homes deemed permanently affordable can receive up to $20,000; buyers up to 120% AMI purchasing market-rate homes within the TAD can receive $10,000. Assistance is a 0% soft second mortgage fully forgiven after 5 years of owner-occupancy. Workforce-focused and intended to support redevelopment of the former Perry Homes / Bolton Road area. Tiered DPA in the Perry Bolton Tax Allocation District (NW Atlanta): $20,000 for buyers at or below 80% AMI purchasing permanently affordable homes, or $10,000 for buyers up to 120% AMI purchasing market-rate homes inside the TAD. Structured as a 0% soft second mortgage fully forgiven after 5 years of owner-occupancy. 资金来自Perry Bolton TAD (Tax Allocation District) tax-increment funds。

Perry Bolton Mortgage Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, refinance (cash-out), or loss of owner-occupancy within the 5-year affordability period。 该援助以Subordinate (2nd lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Perry Bolton Mortgage Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Set by participating lender (typically 620-660 minimum)。 须参加购房者教育课程，由Invest Atlanta-approved HUD-certified homebuyer-education providers提供。 居住要求：Property must be inside the Perry Bolton Tax Allocation District (NW Atlanta) and occupied as primary residence。 Property must be located within the Perry Bolton Tax Allocation District in northwest Atlanta. Maximum purchase price $300,000. $25,000 liquid-asset cap. Must contribute $1,500 of own funds. $1,000 program fee. Owner-occupied primary residence; cannot own other property at closing. Must qualify for a 30-year fixed FHA, VA, or conventional first mortgage with an Invest Atlanta participating lender. Must complete homebuyer education. 5-year affordability covenant.

Perry Bolton Mortgage Assistance Program将家庭收入限制在$148,080。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Perry Bolton Mortgage Assistance Program将房价上限设为$300,000。 符合条件的房屋类型包括Single-Family、2-4 Unit、Townhome和Condo。 新建房屋符合条件。 预制房屋不符合条件。

Perry Bolton Mortgage Assistance Program服务于在Atlanta，Georgia购房的购房者。 该项目针对特定区域：Perry Bolton Tax Allocation District (TAD) — northwest Atlanta neighborhoods including the former Perry Homes / Bolton Road redevelopment area, established by the City of Atlanta in 2002。

Perry Bolton Mortgage Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reservations made by participating lender through eHousingPlus once buyer is under contract预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。