本页面由机器翻译。英文版本为原文。
Historic West Des Moines Housing Fund - Down Payment Program
Historic West Des Moines Housing Fund - Down Payment Program是面向West Des Moines,Iowa购房者的延期第二贷款,由City of West Des Moines Community & Economic Development (with IFA and Neighborhood Finance Corporation)管理。
该项目要求
- 房屋作为主要住所自住
- 居住要求:Property within the Historic West Des Moines area map boundary.
- Deferred loan per NFC structure (repaid on sale/refinance/loss of primary residence).
- 位于West Des Moines市界内的房屋
不适用于
- West Des Moines以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
West Des Moines的房屋West Des Moines的房屋,以及本项目接受的房屋
- 45.6% 独栋独栋住宅
- 12% 联排联排别墅
- 2.4% 2–4个单元2–4个单元
- 39.2% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.7% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$309,000
West Des Moines房屋价值中位数
27.7%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在West Des Moines购房
如何申请
如何申请两个步骤,按此顺序
联系City of West Des Moines Community & Economic Development (with IFA and Neighborhood Finance Corporation)预留资金
资金通过Apply via Neighborly Software portal; partnership with NFC.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Historic West Des Moines Housing Fund - Down Payment Program是什么?
Historic West Des Moines Housing Fund - Down Payment Program是面向West Des Moines,Iowa购房者的延期第二贷款,由City of West Des Moines Community & Economic Development (with IFA and Neighborhood Finance Corporation)管理。 The Historic West Des Moines Housing Fund's Down Payment Program provides loans and grants to help buyers purchase a home within the Historic West Des Moines neighborhood, in partnership with the Iowa Finance Authority and Neighborhood Finance Corporation. Qualified homebuyers may receive up to $2,500 in closing cost and down payment assistance. The fund is a 3-year pilot backed by Polk County and six area banks. Up to $2,500 down payment / closing cost assistance. Loans and grants available. Targeted to Historic West Des Moines neighborhood. Partnership with IFA and NFC. 资金来自Historic West Des Moines Housing Fund (Polk County $1M; six area banks ~$620K); 3-year pilot anticipated $3-4M.
提供多少援助?
Historic West Des Moines Housing Fund - Down Payment Program提供最高$2,500的援助。 援助档次:Loans and grants offered. 该项目可与Iowa Finance Authority and Neighborhood Finance Corporation programs.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of West Des Moines Community & Economic Development (with IFA and Neighborhood Finance Corporation)决定。
需要偿还吗?
Historic West Des Moines Housing Fund - Down Payment Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Historic West Des Moines Housing Fund - Down Payment Program面向将房屋作为主要住所自住的购房者。 居住要求:Property within the Historic West Des Moines area map boundary. Deferred loan per NFC structure (repaid on sale/refinance/loss of primary residence).
收入限制是多少?
Historic West Des Moines Housing Fund - Down Payment Program的收入限制如下:Income-based per program guidelines (guidelines PDF is CMS-gated). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Historic West Des Moines Housing Fund - Down Payment Program可用于Single-family residence within Historic West Des Moines neighborhood。
适用于哪些地区?
Historic West Des Moines Housing Fund - Down Payment Program服务于在West Des Moines,Iowa购房的购房者。 该项目针对特定区域:Eligibility limited to the Historic West Des Moines neighborhood (city area map).
如何申请?
Historic West Des Moines Housing Fund - Down Payment Program的申请通过City of West Des Moines Community & Economic Development (with IFA and Neighborhood Finance Corporation)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Neighborly Software portal; partnership with NFC.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向West Des Moines购房者面向West Des Moines购房者的其他项目
- Polk County Down Payment Assistance Program最高$30,000
- Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)最高$15,000
- NFC Advantage Loan - Forgivable Renovation Loan & Down Payment Assistance最高$15,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
West Des Moines的全部75个项目项目条款由City of West Des Moines Community & Economic Development (with IFA and Neighborhood Finance Corporation)设定,并可能变化;申请前请在官方网站上确认。