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本页面由机器翻译。英文版本为原文。

市级项目可免除

GROWTH Moline NSP Program Income Downpayment Program

GROWTH Moline NSP Program Income Downpayment Program是面向Moline,Illinois购房者的可免除贷款,由Rock Island Economic Growth Corporation (GROWTH)管理。

最近核实于来源:Rock Island Economic Growth Corporation (GROWTH)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由GROWTH HUD-certified Housing Counseling; one-day homebuyer class (no cost)提供
  • 居住要求:Home must be in designated Moline census tracts
  • Property must be located in Moline census tracts 217, 219, 222, or 223. Income at or below 80% AMI. Note: This is distinct from the City of Moline's CDBG-funded program (which is already separately cataloged). A 2024 application form is available from GROWTH. [orig: assistance_percentage: 3–5% of purchase price plus up to $1,500 in closing costs; dpa_interest_rate: 0%; income_limit_amount: Per 2024 Rock Island-Moline MSA HUD income limits at 80% AMI]
  • 位于Moline市界内的房屋

不适用于

  • 预制房屋
  • 收入超过地区收入中位数80%的家庭
  • Moline以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Rock Island County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$97,500
地区收入中位数,4人家庭(HUD,2026)

适用地区

Moline的房屋

  • 68.6% 独栋
  • 4.7% 联排
  • 8.5% 2–4个单元
  • 17% 5+个单元
  • 1.2% 活动房屋及其他

$146,300

Moline房屋价值中位数

82.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Moline购房

如何申请

  1. 参加购房者教育课程

    项目要求,由GROWTH HUD-certified Housing Counseling; one-day homebuyer class (no cost)提供。

  2. 联系Rock Island Economic Growth Corporation (GROWTH)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

GROWTH Moline NSP Program Income Downpayment Program是什么?

GROWTH Moline NSP Program Income Downpayment Program是面向Moline,Illinois购房者的可免除贷款,由Rock Island Economic Growth Corporation (GROWTH)管理。 3–5% down payment assistance. Up to $1,500 closing cost assistance. 0% interest forgiven over 5 years. Free homebuyer education. NSP2 Program Income funding. 资金来自Neighborhood Stabilization Program (NSP2) Program Income。

需要偿还吗?

GROWTH Moline NSP Program Income Downpayment Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Sale before 5-year occupancy; prorated repayment。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

GROWTH Moline NSP Program Income Downpayment Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由GROWTH HUD-certified Housing Counseling; one-day homebuyer class (no cost)提供。 居住要求:Home must be in designated Moline census tracts。 Property must be located in Moline census tracts 217, 219, 222, or 223. Income at or below 80% AMI. Note: This is distinct from the City of Moline's CDBG-funded program (which is already separately cataloged). A 2024 application form is available from GROWTH. [orig: assistance_percentage: 3–5% of purchase price plus up to $1,500 in closing costs; dpa_interest_rate: 0%; income_limit_amount: Per 2024 Rock Island-Moline MSA HUD income limits at 80% AMI].

收入限制是多少?

GROWTH Moline NSP Program Income Downpayment Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Income at or below 80% AMI for the Rock Island-Moline MSA per 2024 HUD income limits. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

GROWTH Moline NSP Program Income Downpayment Program的房价上限如下:Home must be located within specific Moline neighborhoods (census tracts 217, 219, 222, 223)。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

GROWTH Moline NSP Program Income Downpayment Program服务于在Moline,Illinois购房的购房者。 该项目针对特定区域:Specific Moline census tracts: 217, 219, 222, 223。 目标社区:Moline Census Tracts 217, 219, 222, 223。

如何申请?

GROWTH Moline NSP Program Income Downpayment Program的申请通过Rock Island Economic Growth Corporation (GROWTH)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Rock Island Economic Growth Corporation (GROWTH)设定,并可能变化;申请前请在官方网站上确认。