本页面由机器翻译。英文版本为原文。
Live-Work Rock Island Employer Assisted Homebuyer Program
Live-Work Rock Island Employer Assisted Homebuyer Program是面向Rock Island,Illinois购房者的可免除贷款,由Rock Island Economic Growth Corporation (GROWTH) / Development Association of Rock Island (DARI)管理。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Must qualify for primary mortgage with a lending institution
- 完成购房者教育课程,由GROWTH HUD-certified Housing Counseling (one-day homebuyer class, no cost); one-on-one HUD-certified counselor meeting提供
- 居住要求:Purchase and occupy a home within the City of Rock Island
- Applicant must be employed by a current DARI member in good standing (minimum 30 days membership). Non-DARI employer employees may request an exception directly through GROWTH. Program phases occur periodically (e.g. Phase 12 announced 54 slots); check with GROWTH for current phase status. [orig: dpa_interest_rate: 0%; income_limit_amount: $117,240 for household of 4 (Rock Island-Moline MSA, as reported)]
- 位于Rock Island市界内的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数120%的家庭
- Rock Island以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
120% Rock Island County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Rock Island的房屋Rock Island的房屋
- 67.9% 独栋独栋住宅
- 3.7% 联排联排别墅
- 7.2% 2–4个单元2–4个单元
- 20.1% 5+个单元公寓和共管公寓楼(5+个单元)
- 1% 活动房屋及其他活动房屋及其他
$125,900
Rock Island房屋价值中位数
84.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Rock Island购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由GROWTH HUD-certified Housing Counseling (one-day homebuyer class, no cost); one-on-one HUD-certified counselor meeting提供。
联系Rock Island Economic Growth Corporation (GROWTH) / Development Association of Rock Island (DARI)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Live-Work Rock Island Employer Assisted Homebuyer Program是什么?
Live-Work Rock Island Employer Assisted Homebuyer Program是面向Rock Island,Illinois购房者的可免除贷款,由Rock Island Economic Growth Corporation (GROWTH) / Development Association of Rock Island (DARI)管理。 0% interest forgivable assistance. No income restriction below 120% AMI. Free homebuyer education class. Employer-assisted model strengthening Rock Island workforce. 20+ year proven program.
需要偿还吗?
Live-Work Rock Island Employer Assisted Homebuyer Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Sale or move before 5-year occupancy period; prorated repayment。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Live-Work Rock Island Employer Assisted Homebuyer Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Must qualify for primary mortgage with a lending institution。 须参加购房者教育课程,由GROWTH HUD-certified Housing Counseling (one-day homebuyer class, no cost); one-on-one HUD-certified counselor meeting提供。 居住要求:Purchase and occupy a home within the City of Rock Island。 Applicant must be employed by a current DARI member in good standing (minimum 30 days membership). Non-DARI employer employees may request an exception directly through GROWTH. Program phases occur periodically (e.g. Phase 12 announced 54 slots); check with GROWTH for current phase status. [orig: dpa_interest_rate: 0%; income_limit_amount: $117,240 for household of 4 (Rock Island-Moline MSA, as reported)].
收入限制是多少?
Live-Work Rock Island Employer Assisted Homebuyer Program将家庭收入限制在地区收入中位数的120%,该数值因县和家庭人数而异。 Household income up to 120% of Area Median Income for the Rock Island-Moline MSA. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Live-Work Rock Island Employer Assisted Homebuyer Program的房价上限如下:Home must be in Rock Island city limits; employer must be a DARI member in good standing for at least 30 days。 新建房屋符合条件。 预制房屋不符合条件。
是否有针对特定群体的资格?
Live-Work Rock Island Employer Assisted Homebuyer Program仅限Employees of DARI (Development Association of Rock Island) member businesses only. List maintained at economicgrowthcorporation.com/live-work-rock-island.html的员工。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Live-Work Rock Island Employer Assisted Homebuyer Program服务于在Rock Island,Illinois购房的购房者。 该项目针对特定区域:City of Rock Island; employer must be a DARI member。
如何申请?
Live-Work Rock Island Employer Assisted Homebuyer Program的申请通过Rock Island Economic Growth Corporation (GROWTH) / Development Association of Rock Island (DARI)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Rock Island购房者面向Rock Island购房者的其他项目
- Rock Island County I-HOPE Down Payment Assistance最高$35,000
- FHLBank Chicago Downpayment Plus (DPP) Program最高$10,000
- FHLBank Chicago Downpayment Plus Advantage (DPP Advantage) Program最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Rock Island的全部71个项目项目条款由Rock Island Economic Growth Corporation (GROWTH) / Development Association of Rock Island (DARI)设定,并可能变化;申请前请在官方网站上确认。