Greater Indy Habitat for Humanity Homeownership Program

Greater Indy Habitat for Humanity Homeownership Program是面向Indianapolis，Indiana购房者的第一抵押贷款，由Greater Indy Habitat for Humanity管理。 Greater Indy Habitat for Humanity (headquartered in Indianapolis) serves Hamilton, Hancock, Hendricks, Marion, and Shelby counties. The program provides affordable mortgages at the lowest possible interest rates, along with 200 partnership hours including homeownership classes (Habitat University) and construction volunteering. Accepted applicants must be HUD-certified housing counseling graduates. Affordable mortgage at lowest possible interest rate; HUD-certified housing counseling; Habitat University financial and home maintenance education; 200 partnership hours. 资金来自Greater Indy Habitat revolving mortgage fund; corporate sponsors; donors。

Greater Indy Habitat for Humanity Homeownership Program是第一抵押贷款，按Greater Indy Habitat for Humanity设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Greater Indy Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Greater Indy Habitat - Habitat University (financial and home maintenance courses); HUD-certified Housing Counseling Agency pre-purchase counseling required提供。 居住要求：Must have lived or worked in Greater Indy service area (Hamilton, Hancock, Hendricks, Marion, Shelby) for past 12 months。 公民身份或移民身份：US citizens and lawful permanent residents。 Must be US citizen or permanent resident. Must have lived or worked in the service area for past 12 months. Must attend counseling with a HUD-certified Housing Counselor. Married applicants apply jointly. Must have 2 years verifiable income and 12 months stable rental history. 200 partnership hours required. Perfect credit not required.

Greater Indy Habitat for Humanity Homeownership Program的收入限制如下：Income guidelines based on household size for Hamilton, Hancock, Hendricks, Marion, and Shelby counties (published in Habitat 101 PDF). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Greater Indy Habitat for Humanity Homeownership Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

Greater Indy Habitat for Humanity Homeownership Program服务于在Indianapolis，Indiana购房的购房者。

Greater Indy Habitat for Humanity Homeownership Program的申请通过Greater Indy Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。