City of Leavenworth CDBG Home Ownership Program

City of Leavenworth CDBG Home Ownership Program是面向Leavenworth，Kansas购房者的可免除贷款，由City of Leavenworth Planning and Community Development Department管理。 The City of Leavenworth Home Ownership Program provides up to $8,000 in CDBG funding to qualified low-to-moderate-income applicants purchasing their first home within city limits. Low-income applicants may receive up to 8% of purchase price or $8,000 (whichever is less); moderate-income applicants may receive up to 5% or $5,000. Funds must be used for down payment, principal buy-down, closing costs, or interest rate buy-down. A 5-year lien is placed on the property; if the home is sold, refinanced, or title changed within 5 years, the full grant amount must be repaid. Applicants must provide half the required down payment from their own funds and complete a HUD-approved homebuyer education course. Application is by appointment only. Up to $8,000 toward down payment/closing costs. 5-year forgivable lien structure. Two income tiers (low and moderate). Multiple mortgage product types accepted. City staff guidance throughout process. HQS inspection covered by City. 资金来自HUD Community Development Block Grant (CDBG)。

City of Leavenworth CDBG Home Ownership Program提供最高$8,000的援助。 援助档次：Low income tier: up to 8% of purchase price or $8,000 (lesser); Moderate income tier: up to 5% of purchase price or $5,000 (lesser)。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Leavenworth Planning and Community Development Department决定。

City of Leavenworth CDBG Home Ownership Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, refinancing, title change, or rental of property within 5 years of closing; full repayment required。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Leavenworth CDBG Home Ownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Any HUD-approved housing counseling agency; pre-purchase counseling or homebuyer education workshop; find at consumerfinance.gov/find-a-housing-counselor提供。 Applicant must not have owned home in past 5 years. Must have credit-worthy fixed-rate preapproval from lender. Applicant must provide 1/2 of required down payment from own funds (earnest money counts). Prior CDBG recipients ineligible. Application by appointment only — call 913-680-2628. No email/drop-off without appointment. Application form effective 4-1-25.

City of Leavenworth CDBG Home Ownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Low income: 1-person $39,000, 2-person $44,600, 3-person $50,150, 4-person $55,700. Moderate income (up to 80% AMI): 1-person $62,400, 2-person $71,300, 3-person $80,200, 4-person $89,100. Effective April 1, 2025. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Leavenworth CDBG Home Ownership Program将房价上限设为$238,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

City of Leavenworth CDBG Home Ownership Program服务于在Leavenworth，Kansas购房的购房者。

City of Leavenworth CDBG Home Ownership Program的申请通过City of Leavenworth Planning and Community Development Department办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。