KansasDPA Program

KansasDPA Program是面向Statewide，Kansas购房者的补助金。 KansasDPA Program (TBA) is the non-bond / TBA-funded version of KansasDPA - a 30-year fixed first mortgage paired with a non-repayable grant up to 4% (Government) or 3% (Conventional) of the loan amount. Open to first-time AND repeat homebuyers (no FTHB requirement). 640 FICO; income limits apply; no purchase price limit. KansasDPA Program (TBA) offers qualifying first-time and repeat homebuyers a 30-year fixed-rate first mortgage paired with a non-repayable grant calculated as a percentage of the total loan amount - up to 4% on Government products (FHA, VA, USDA) and up to 3% on Conventional. Grant funds may be applied to down payment, closing costs, prepaids, or principal reduction. There is no second mortgage, no second note, no deed restriction, and no lien for the DPA - it is a true grant. The TBA structure (vs. bond) gives broader eligibility (no FTHB requirement, no purchase-price cap, no MRB recapture). 资金来自State和TBA。

KansasDPA Program属于补助金，因此无需偿还。 触发还款的情形：None - true grant和no repayment unless fraud at origination。 该援助以1st Lien (DPA is grant - no separate lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

KansasDPA Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum FICO across all eligible loan products。 居住要求：Property must be located in Kansas and used as borrower's primary residence。 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays。 No first-time-homebuyer requirement. Minimum 640 FICO. Owner-occupied primary residence. Household income at or below KansasDPA TBA income limits ($63,920-$144,340 by HH size and area; OVER 80% AMI conventional pricing tier available with separate rate sheet). No purchase price limit imposed by KansasDPA - follows agency/GSE maximum loan limits. Must use KansasDPA-approved Participating Lender. Non-occupant co-signer/co-borrower permitted under TBA program.

KansasDPA Program将家庭收入限制在$144,340。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

KansasDPA Program的房价上限如下：No purchase-price limit imposed by KansasDPA TBA program - subject to agency/GSE maximum loan limits applicable to the chosen first-mortgage product. 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, 2-unit (1 unit owner-occupied), manufactured home on permanent foundation (per overlays)。 新建房屋符合条件。 预制房屋符合条件。

KansasDPA Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

KansasDPA Program服务于在Statewide，Kansas购房的购房者。

KansasDPA Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Loan reservation through eHousingPlus Online Lender Portal at time of rate lock. 70 calendar days from loan reservation to loan purchase.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。