Community Ventures Rural Homeownership Assistance Program (RHAP)

Community Ventures Rural Homeownership Assistance Program (RHAP)是面向Kentucky购房者的需偿还的第二贷款，由Community Ventures (Community Ventures Corporation), a Kentucky CDFI nonprofit管理。 A down payment and closing cost assistance program operated by Community Ventures, a Lexington-based CDFI, funded by a $1.5 million award from the U.S. Treasury CDFI Fund. It provides low-interest, long-term loans for down payment or closing cost assistance to Kentuckians purchasing homes in rural counties, helping borrowers obtain attractive mortgage financing without paying extra for private mortgage insurance in many cases. The home must be in a county defined as rural by the CDFI Fund. Down payment assistance. Closing cost assistance. Low-interest long-term loan. May avoid PMI. 资金来自U.S. Department of the Treasury Community Development Financial Institutions (CDFI) Fund ($1.5 million award)。

Community Ventures Rural Homeownership Assistance Program (RHAP)是需偿还的第二贷款，按Community Ventures (Community Ventures Corporation), a Kentucky CDFI nonprofit设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Community Ventures Rural Homeownership Assistance Program (RHAP)面向将房屋作为主要住所自住的购房者。 居住要求：Home must be located in a CDFI-defined rural Kentucky county。

Community Ventures Rural Homeownership Assistance Program (RHAP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must not exceed 80% of area median income in rural counties, or 120% of AMI in areas of economic distress. Home must be in a county defined as rural by the CDFI Fund. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Community Ventures Rural Homeownership Assistance Program (RHAP)可用于Single Family。

Community Ventures Rural Homeownership Assistance Program (RHAP)服务于在Kentucky任何地方购房的购房者。 该项目针对特定区域：CDFI-defined rural Kentucky counties; up to 120% AMI in areas of economic distress。

Community Ventures Rural Homeownership Assistance Program (RHAP)的申请通过Community Ventures (Community Ventures Corporation), a Kentucky CDFI nonprofit办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly through Community Ventures; contact Josh Smith预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。