Welcome Home Program (FHLB Cincinnati)

Welcome Home Program (FHLB Cincinnati)是面向Kentucky购房者的补助金，由Federal Home Loan Bank of Cincinnati管理。 The Welcome Home Program (WHP) provides grants of up to $20,000 (minimum $10,000) to help income-eligible homebuyers in Kentucky, Ohio, and Tennessee with down payment and closing costs. Grants are accessed through participating FHLB Cincinnati member financial institutions and reserved first-come, first-served when the annual round opens. Homebuyers must contribute at least $500 of their own funds and the home is subject to a five-year retention mechanism. Up to $20,000 grant for down payment and closing costs. No repayment if 5-year retention met. Not limited to first-time buyers. Manufactured and new construction eligible. Available statewide through member lenders. 资金来自FHLB Cincinnati Affordable Housing Program set-aside。

Welcome Home Program (FHLB Cincinnati)提供$10,000至$20,000的援助，具体取决于购房者符合的援助档次。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Cincinnati决定。

Welcome Home Program (FHLB Cincinnati)属于补助金，因此无需偿还。 触发还款的情形：Pro-rated repayment if the home is sold, refinanced, foreclosed, transferred, or deeded-in-lieu within the 5-year retention period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Welcome Home Program (FHLB Cincinnati)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No program-level minimum; borrower must qualify for a first mortgage with a participating member institution. 须参加购房者教育课程，由HUD-approved homebuyer counseling course (required for first-time homebuyers prior to closing).提供。 FUNDING STATUS: The 2026 round opened April 6, 2026; the official homebuyer page now shows the 2026 program as closed (funds reserved). Program recurs annually - confirm next round opening date before publishing as currently open. GAP: lien position and county-level income limit dollar amounts not captured.

Welcome Home Program (FHLB Cincinnati)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total income for all occupants at or below 80% of the Mortgage Revenue Bond limit for the county/state (per FHLB Cincinnati 2026 KY/OH/TN income limit schedule). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Welcome Home Program (FHLB Cincinnati)可用于Single Family、Townhouse、Condo、2-4 Unit和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

Welcome Home Program (FHLB Cincinnati)服务于在Kentucky任何地方购房的购房者。

Welcome Home Program (FHLB Cincinnati)的申请通过Federal Home Loan Bank of Cincinnati办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; reservations submitted by participating FHLB member institution. 2026 round opened 8:00 a.m. ET April 6, 2026.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。