KHC Affordable Down Payment Assistance Program (Affordable DAP)

KHC Affordable Down Payment Assistance Program (Affordable DAP)是面向Kentucky购房者的需偿还的第二贷款，由Kentucky Housing Corporation (KHC)管理。 KHC's Affordable DAP is the income-restricted, lower-rate tier of Kentucky Housing Corporation's down payment assistance offering, distinct from the standard Regular DAP. It provides a repayable second mortgage to help KHC first-mortgage borrowers cover down payment, closing costs, and prepaids. Unlike Regular DAP, Affordable DAP carries a 1 percent interest rate but applies additional Affordable DAP income limits. Down payment assistance. Closing cost assistance. Prepaids assistance. 1% fixed interest rate. Pairs with KHC first mortgage. 资金来自Kentucky Housing Corporation。

KHC Affordable Down Payment Assistance Program (Affordable DAP)提供最高$6,000的援助。 援助档次：Companion to Regular DAP (up to $12,500, 15-year, 4.75% on Future Homebuyers page); Affordable DAP is the 1% income-restricted tier。 该项目可与KHC first mortgage; KHC Home Buyer Tax Credit (MCC)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Kentucky Housing Corporation (KHC)决定。

KHC Affordable Down Payment Assistance Program (Affordable DAP)是需偿还的第二贷款，按Kentucky Housing Corporation (KHC)设定的条款偿还。 触发还款的情形：Repaid in monthly installments over the 10-year second-mortgage term。 该援助以Second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

KHC Affordable Down Payment Assistance Program (Affordable DAP)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Specific credit underwriting standards may apply to down payment programs。 居住要求：Property must be in Kentucky。

KHC Affordable Down Payment Assistance Program (Affordable DAP)的收入限制如下：Affordable DAP income limits apply (more restrictive than Regular DAP); borrower must also meet KHC Secondary Market or Mortgage Revenue Bond income limits tied to the first mortgage. Specific dollar limits set by KHC and not published on the fetched pages. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

KHC Affordable Down Payment Assistance Program (Affordable DAP)将房价上限设为$544,232。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

KHC Affordable Down Payment Assistance Program (Affordable DAP)服务于在Kentucky任何地方购房的购房者。

KHC Affordable Down Payment Assistance Program (Affordable DAP)的申请通过Kentucky Housing Corporation (KHC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved by KHC-approved lender through KHC loan reservation system预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。