本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——有例外:HUD first-time homebuyer definition; 3-year lookback
- 房屋作为主要住所自住
- 关于信用:Determined by participating member financial institution
- 居住要求:Property in Louisiana for the $20,000 tier
- Homebuyers cannot apply directly — must work through an FHLB Dallas member institution participating in HELP. Funds available until exhausted or December 31, 2026.
- 位于Louisiana的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Louisiana的房屋Louisiana的房屋,以及本项目接受的房屋
- 65.3% 独栋独栋住宅
- 2.8% 联排联排别墅
- 7.9% 2–4个单元2–4个单元
- 11.2% 5+个单元公寓和共管公寓楼(5+个单元)
- 12.8% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$216,500
Louisiana房屋价值中位数
46.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请两个步骤,按此顺序
联系Federal Home Loan Bank of Dallas (FHLB Dallas)预留资金
资金通过First-come, first-served through FHLB Dallas member institutions; funds until exhausted or December 31, 2026预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana是什么?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana是面向Louisiana购房者的补助金,由Federal Home Loan Bank of Dallas (FHLB Dallas)管理。 The FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) provides up to $20,000 in down payment and closing cost assistance to first-time homebuyers in Louisiana purchasing a primary residence through an FHLB Dallas member financial institution. The grant is forgiven monthly over 5 years and disbursed first-come, first-served with $17M allocated for 2026. Income must not exceed 80% AMI. Up to $20,000 DPA grant. Forgiven over 5 years. Available statewide via member banks. First-come first-served. 资金来自Federal Home Loan Bank of Dallas member institution funding。
提供多少援助?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana提供最高$20,000的援助。 该项目可与State LHC programs, local DPA programs结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Federal Home Loan Bank of Dallas (FHLB Dallas)决定。
需要偿还吗?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana属于补助金,因此无需偿还。 触发还款的情形:Funds forgiven monthly over 5 years; recapture possible if homebuyer moves before 5-year mark。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:HUD first-time homebuyer definition; 3-year lookback。 关于信用,该项目说明:Determined by participating member financial institution。 居住要求:Property in Louisiana for the $20,000 tier。 Homebuyers cannot apply directly — must work through an FHLB Dallas member institution participating in HELP. Funds available until exhausted or December 31, 2026.
收入限制是多少?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana的房价上限如下:No program purchase price cap; governed by first mortgage product limits。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。
适用于哪些地区?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana服务于在Louisiana任何地方购房的购房者。
如何申请?
FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - Louisiana的申请通过Federal Home Loan Bank of Dallas (FHLB Dallas)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served through FHLB Dallas member institutions; funds until exhausted or December 31, 2026预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Louisiana购房者面向Louisiana购房者的其他项目
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) Program最高$2,000
- HOPE Credit Union Affordable Housing Program可获援助
- Louisiana Housing Corporation MRB Keys for Service Program延期
两个项目能否结合使用,由各机构决定。申请前请先询问。
Louisiana的全部70个项目项目条款由Federal Home Loan Bank of Dallas (FHLB Dallas)设定,并可能变化;申请前请在官方网站上确认。