HOPE Credit Union Affordable Housing Program

HOPE Credit Union Affordable Housing Program是面向Louisiana购房者的首付援助，由Hope Credit Union (Hope Enterprise Corporation)管理。 Hope Credit Union (a CDFI affiliated with Hope Enterprise Corporation, serving Louisiana and the Deep South) offers the Affordable Housing Program, a special mortgage for low- to moderate-income buyers that includes down payment and closing-cost assistance. Allows scores as low as 580, 100% financing up to $350,000 (97% up to $425,000) with no PMI and competitive fixed rates. No income limits in target areas, up to 120% AMI elsewhere; homebuyer education required. DPA and closing-cost assistance. Scores as low as 580. 100% financing up to $350,000. No PMI. Competitive fixed rates. Alternative credit accepted. 资金来自Hope Credit Union / Hope Enterprise Corporation (CDFI); FHLB Dallas programs。

HOPE Credit Union Affordable Housing Program是首付援助，按Hope Credit Union (Hope Enterprise Corporation)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HOPE Credit Union Affordable Housing Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 580; nontraditional/alternative credit accepted (3+ verified lines over 12 months). 须参加购房者教育课程，由HOPE-approved homebuyer education; GreenPath Financial Wellness提供。 居住要求：Available in HOPE's Deep South footprint including Louisiana。 Min 580 credit. Primary residence. Approved homebuyer education required. Up to 120% AMI in nontarget areas (no limit in target areas). Alternative credit requires 3+ verified lines over 12 months. Exact DPA dollar amount not published (assistance_type 'other').

HOPE Credit Union Affordable Housing Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 No income limit in designated target areas; up to 120% AMI in nontarget areas. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HOPE Credit Union Affordable Housing Program的房价上限如下：100% financing up to $350,000; 97% up to $425,000。 符合条件的房屋类型包括Single Family。

HOPE Credit Union Affordable Housing Program服务于在Louisiana任何地方购房的购房者。 该项目针对特定区域：No income limit in designated target areas; up to 120% AMI elsewhere.

HOPE Credit Union Affordable Housing Program的申请通过Hope Credit Union (Hope Enterprise Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。