Fuller Center for Housing of Northwest Louisiana Homeownership Program

Fuller Center for Housing of Northwest Louisiana Homeownership Program是面向Shreveport，Louisiana购房者的第一抵押贷款，由Fuller Center for Housing of Northwest Louisiana管理。 The Fuller Center for Housing of Northwest Louisiana is a faith-driven nonprofit that builds 2-4 new affordable homes per year in the Shreveport-Bossier City area for low-income individuals unable to obtain conventional financing. Selected families receive a 20-year, no-interest mortgage. Applicants complete 350 hours of sweat equity, attend credit counseling and home management classes, and volunteer 10 hours/month once approved. 20-year no-interest mortgage. No profit on home sale. Faith-driven community partnership. Credit counseling and education provided. 资金来自FHLB Dallas grants; private donations; Bonvenu Bank and other community partners。

Fuller Center for Housing of Northwest Louisiana Homeownership Program是第一抵押贷款，按Fuller Center for Housing of Northwest Louisiana设定的条款偿还。 触发还款的情形：Standard mortgage repayment over 20 years; not forgivable。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Fuller Center for Housing of Northwest Louisiana Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must be unable to obtain a conventional home loan or mortgage。 关于信用，该项目说明：No minimum credit score specified; credit counseling required。 须参加购房者教育课程，由Fuller Center for Housing of Northwest Louisiana提供。 居住要求：Must reside in Shreveport-Bossier City area。 Must be unable to obtain conventional financing. 350 sweat equity hours. 10 hours/month ongoing volunteer engagement. Production 2-4 homes/year; contact for availability.

Fuller Center for Housing of Northwest Louisiana Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Fuller Center for Housing of Northwest Louisiana Homeownership Program的房价上限如下：Homes built by Fuller Center NWLA; price set to be affordable。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Fuller Center for Housing of Northwest Louisiana Homeownership Program服务于在Shreveport，Louisiana购房的购房者。

Fuller Center for Housing of Northwest Louisiana Homeownership Program的申请通过Fuller Center for Housing of Northwest Louisiana办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application and interview; partner family selection committee预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。