Jericho Road Affordable Homeownership Program

Jericho Road Affordable Homeownership Program是面向New Orleans，Louisiana购房者的首付援助，由Jericho Road Episcopal Housing Initiative管理。 Jericho Road Episcopal Housing Initiative is a New Orleans nonprofit homebuilder that constructs and sells newly built, energy-efficient, affordable single-family homes to first-time buyers earning 80-120% of AMI. Homes are sold at below-market prices, in partnership with the Louisiana Housing Corporation and the City of New Orleans Office of Community Development, so buyers can layer city soft-second and other subsidies. Buyers complete a 12-hour homebuyer training course and contribute at least $1,500. Newly constructed energy-efficient home. Below-market price for 80-120% AMI buyers. Layer city soft-second and LHC subordinate financing. Low $1,500 minimum contribution. 资金来自Nonprofit developer subsidy funded by City of New Orleans OCD, Louisiana Housing Corporation, HUD, Enterprise Community Partners, FHLB Dallas, Greater New Orleans Foundation, and others。

Jericho Road Affordable Homeownership Program是首付援助，按Jericho Road Episcopal Housing Initiative设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Jericho Road Affordable Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No published minimum; must qualify for a mortgage; Jericho Road provides pre-purchase credit counseling。 须参加购房者教育课程，由12-hour First-Time Homebuyer Training Course before closing; monthly workshops via Central City Homebuyer's Club提供。 First-time homebuyer earning 80-120% AMI; complete 12-hour training before closing; minimum $1,500 own funds; owner-occupy; qualify for a first mortgage. Assistance is below-market sale plus layered public soft-second (classified 'other').

Jericho Road Affordable Homeownership Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Households earning between 80% and 120% of AMI for the New Orleans metro. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Jericho Road Affordable Homeownership Program的房价上限如下：Homes sold at below-market prices set by Jericho Road; recent 3BR/2BA homes in Central City; no published maximum。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Jericho Road Affordable Homeownership Program服务于在New Orleans，Louisiana购房的购房者。 该项目针对特定区域：Central City, Gentilly, Seventh Ward, and parts of Jefferson Parish (East and West Banks)。

Jericho Road Affordable Homeownership Program的申请通过Jericho Road Episcopal Housing Initiative办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications to Jericho Road; homes sold as completed; monthly pre-purchase workshops (Central City Homebuyer's Club)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。