The Fuller Center for Housing of Southwest Louisiana Homeownership Program

The Fuller Center for Housing of Southwest Louisiana Homeownership Program是面向Lake Charles，Louisiana购房者的首付援助，由The Fuller Center for Housing of Southwest Louisiana, Inc.管理。 The Fuller Center for Housing of Southwest Louisiana is an active covenant partner in the Lake Charles area that partners with low-income families to build or repair simple, affordable homes. Homeowners invest sweat equity and repay cost through a no-profit, no-interest loan at an affordable monthly payment. A sweat-equity / 0%-interest-loan model, not a cash down payment grant. No-profit, no-interest loan. Affordable monthly payments. Homeowner helps build. Hand-up model. Serves Southwest Louisiana. 资金来自Donations, volunteer labor, donated materials, gifts of land/services。

The Fuller Center for Housing of Southwest Louisiana Homeownership Program是首付援助，按The Fuller Center for Housing of Southwest Louisiana, Inc.设定的条款偿还。 触发还款的情形：Monthly payments on a no-interest loan repaying cost of new home or repair, at an affordable amount. 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

The Fuller Center for Housing of Southwest Louisiana Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No fixed minimum FICO; partner on a no-profit, no-interest basis. 须参加购房者教育课程，由Fuller Center SWLA credit counseling and home management classes提供。 居住要求：Southwest Louisiana (Lake Charles/Calcasieu area)。 Sweat equity required (works on own home and others'). Repayment via no-interest loan covering home cost. Credit counseling / home-management classes. Contact office by phone for application info. Specific income thresholds not published (left blank). Fuller Center assistance_type 'other'; not a cash DPA grant.

The Fuller Center for Housing of Southwest Louisiana Homeownership Program的收入限制如下：Serves low-income individuals/families unable to obtain adequate conventional financing (specific AMI thresholds not published). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

The Fuller Center for Housing of Southwest Louisiana Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

The Fuller Center for Housing of Southwest Louisiana Homeownership Program服务于在Lake Charles，Louisiana购房的购房者。

The Fuller Center for Housing of Southwest Louisiana Homeownership Program的申请通过The Fuller Center for Housing of Southwest Louisiana, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。