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本页面由机器翻译。英文版本为原文。

县级项目第一抵押贷款

Allegany County Habitat for Humanity Homeownership Program

Allegany County Habitat for Humanity Homeownership Program是面向Allegany县,Maryland购房者的第一抵押贷款,由Allegany County Habitat for Humanity管理。

最近核实于来源:Allegany County Habitat for Humanity

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Allegany County Habitat for Humanity (homeownership and finance classes count toward sweat equity)提供
  • 公民身份或移民身份:US citizen or permanent legal resident
  • 200 sweat equity hours; must demonstrate inadequate current housing; budget development assistance provided; income limits not published — assessed case by case.
  • 位于Allegany County的房屋

不适用于

  • 预制房屋
  • Allegany County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Allegany County的房屋

  • 71.6% 独栋
  • 5.2% 联排
  • 7.9% 2–4个单元
  • 10.8% 5+个单元
  • 4.5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$154,900

Allegany County房屋价值中位数

77.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Allegany County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Allegany County Habitat for Humanity (homeownership and finance classes count toward sweat equity)提供。

  2. 联系Allegany County Habitat for Humanity预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Allegany County Habitat for Humanity Homeownership Program是什么?

Allegany County Habitat for Humanity Homeownership Program是面向Allegany县,Maryland购房者的第一抵押贷款,由Allegany County Habitat for Humanity管理。 Allegany County Habitat for Humanity builds and renovates affordable homes for low-to-moderate-income families in Western Maryland. Selected partner families receive a zero-interest or below-market 30-year mortgage with monthly payments affordable relative to household income, after completing 200 sweat-equity hours. An active 2026 build project is underway. Zero-interest 30-year mortgage. Affordable monthly payment relative to income. Homeownership and finance education included. Active 2026 build project. Serves Western Maryland. 资金来自Charitable donations, ReStore sales (LaVale), grants。

需要偿还吗?

Allegany County Habitat for Humanity Homeownership Program是第一抵押贷款,按Allegany County Habitat for Humanity设定的条款偿还。 触发还款的情形:30-year mortgage payments fund future Habitat builds; kept affordable relative to income。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Allegany County Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Allegany County Habitat for Humanity (homeownership and finance classes count toward sweat equity)提供。 公民身份或移民身份:US citizen or permanent legal resident。 200 sweat equity hours; must demonstrate inadequate current housing; budget development assistance provided; income limits not published — assessed case by case.

可用于哪类房屋?

Allegany County Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Allegany County Habitat for Humanity Homeownership Program服务于在Allegany县,Maryland购房的购房者。 该项目针对特定区域:Allegany County, Maryland (Cumberland and surrounding Western Maryland communities)。

如何申请?

Allegany County Habitat for Humanity Homeownership Program的申请通过Allegany County Habitat for Humanity办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Allegany County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Allegany County的全部77个项目

项目条款由Allegany County Habitat for Humanity设定,并可能变化;申请前请在官方网站上确认。