本页面由机器翻译。英文版本为原文。
Garrett County First-Time Homebuyer Grant
Garrett County First-Time Homebuyer Grant是面向Oakland,Maryland购房者的补助金,由Garrett County Government; program delivered by Garrett County Community Action Committee, Inc. (GCCAC) Asset Development管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由Garrett County Pathway to Homeownership Program (in-person or online) or equivalent HUD-approved Home Buyer Certification, delivered by GCCAC Asset Development提供
- Must complete Pathways to Homeownership / HUD-approved homebuyer certification and apply through GCCAC Asset Development.
- 位于Garrett County的房屋
不适用于
- 收入超过$126,700的家庭
- Garrett County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Garrett County的房屋Garrett County的房屋
- 80% 独栋独栋住宅
- 4.1% 联排联排别墅
- 1.9% 2–4个单元2–4个单元
- 4.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 9.1% 活动房屋及其他活动房屋及其他
$235,300
Garrett County房屋价值中位数
47.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Garrett County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Garrett County Pathway to Homeownership Program (in-person or online) or equivalent HUD-approved Home Buyer Certification, delivered by GCCAC Asset Development提供。
联系Garrett County Government; program delivered by Garrett County Community Action Committee, Inc. (GCCAC) Asset Development预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Garrett County First-Time Homebuyer Grant是什么?
Garrett County First-Time Homebuyer Grant是面向Oakland,Maryland购房者的补助金,由Garrett County Government; program delivered by Garrett County Community Action Committee, Inc. (GCCAC) Asset Development管理。 Garrett County offers a $7,500 grant to assist eligible first-time homebuyers with down payment and closing costs, administered by Garrett County Government and delivered through the Garrett County Community Action Committee's Asset Development division. Applicants must complete the Pathways to Homeownership homebuyer education course (or equivalent HUD-approved certification) and meet income limits. The grant is commonly paired with first mortgages from local lenders, USDA Rural Development, or the Maryland Mortgage Program. $7,500 grant toward down payment and closing costs. Pairs with MMP, USDA, and local lender loans. Includes homebuyer counseling and training. 资金来自Garrett County Government; supported by Maryland DHCD homeownership grant funding。
提供多少援助?
Garrett County First-Time Homebuyer Grant提供最高$7,500的援助。 该项目可与Maryland Mortgage Program; local lender first mortgages; USDA Rural Development financing结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Garrett County Government; program delivered by Garrett County Community Action Committee, Inc. (GCCAC) Asset Development决定。
需要偿还吗?
Garrett County First-Time Homebuyer Grant属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Garrett County First-Time Homebuyer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由Garrett County Pathway to Homeownership Program (in-person or online) or equivalent HUD-approved Home Buyer Certification, delivered by GCCAC Asset Development提供。 Must complete Pathways to Homeownership / HUD-approved homebuyer certification and apply through GCCAC Asset Development.
收入限制是多少?
Garrett County First-Time Homebuyer Grant将家庭收入限制在$126,700。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
Garrett County First-Time Homebuyer Grant服务于在Oakland,Maryland购房的购房者。 该项目针对特定区域:Garrett County is a fully Targeted Area under the Maryland Mortgage Program。
如何申请?
Garrett County First-Time Homebuyer Grant的申请通过Garrett County Government; program delivered by Garrett County Community Action Committee, Inc. (GCCAC) Asset Development办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
项目条款由Garrett County Government; program delivered by Garrett County Community Action Committee, Inc. (GCCAC) Asset Development设定,并可能变化;申请前请在官方网站上确认。