Habitat for Humanity Choptank Homeownership Program

Habitat for Humanity Choptank Homeownership Program是面向Cambridge，Maryland购房者的首付援助，由Habitat for Humanity Choptank管理。 Habitat for Humanity Choptank offers income-qualified residents of Talbot and Dorchester Counties the opportunity to purchase a newly constructed or rehabbed Habitat home with affordable mortgage financing. Buyers complete 200-300 hours of sweat equity, attend homebuyer education, and save toward closing costs. Access to an affordable Habitat mortgage to purchase a new construction or rehabbed home, kept affordable to the buyer; homebuyer education and counseling included.

Habitat for Humanity Choptank Homeownership Program是首付援助，按Habitat for Humanity Choptank设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Choptank Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No specific credit score; applicants cannot have debts in collection/charge-off or open judgments. 须参加购房者教育课程，由Habitat for Humanity Choptank.提供。 居住要求：Applicant must have lived and/or worked in Talbot or Dorchester County for at least six months. Sweat-equity model (200-300 hours), residency/work in Talbot or Dorchester County 6+ months, background screening, 43% max DTI. NOTE: homeownership/affordable-mortgage program, not a stand-alone cash DPA.

Habitat for Humanity Choptank Homeownership Program的收入限制如下：Income within program guidelines based on gross monthly household income (see July 2025 income table). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Choptank Homeownership Program可用于single_family。 新建房屋符合条件。

Habitat for Humanity Choptank Homeownership Program服务于在Cambridge，Maryland购房的购房者。 该项目针对特定区域：Talbot and Dorchester Counties.

Habitat for Humanity Choptank Homeownership Program的申请通过Habitat for Humanity Choptank办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。