Habitat for Humanity Metro Maryland Home Purchase Program

Habitat for Humanity Metro Maryland Home Purchase Program是面向Montgomery|Prince George's县，Maryland购房者的第一抵押贷款，由Habitat for Humanity Metro Maryland管理。 Habitat for Humanity Metro Maryland's Home Purchase Program provides affordable homeownership to income-qualified families in Montgomery and Prince George's Counties through the purchase of Habitat-built or rehabilitated homes. Families earn 30%-80% AMI and must demonstrate housing need, willingness to partner (sweat equity up to 500 hours), and ability to pay an affordable mortgage. Applications open periodically and are currently closed as of June 2026; an email interest list is available. Affordable Habitat-built or rehabilitated home. Affordable monthly mortgage payments. Financial coaching and homebuyer workshops. Sweat equity in lieu of down payment.

Habitat for Humanity Metro Maryland Home Purchase Program是第一抵押贷款，按Habitat for Humanity Metro Maryland设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Metro Maryland Home Purchase Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum credit score 580 or better. Credit report clear of bankruptcies or foreclosures within last 3 years. 须参加购房者教育课程，由Habitat for Humanity Metro Maryland workshops (Finance & Budgeting, Home Maintenance, Community Living)提供。 居住要求：Applicant and co-applicant must have lived or worked in Montgomery County or Prince George's County for at least 12 months immediately preceding application。 公民身份或移民身份：Lawful permanent resident of the United States or US Citizen. APPLICATIONS CURRENTLY CLOSED as of June 2026; join email notification list at habitatmm.org. Sweat equity: 1st adult 200 hours, each additional adult 100 hours, young adults (16-17) 50 hours; max 500 per family; >=50% on construction site. Criminal background check for all occupants 18+. Family Selection Committee monthly; final Board approval.

Habitat for Humanity Metro Maryland Home Purchase Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual household income between 30% and 80% AMI (Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area). Each project may have different limits based on home sales price. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Metro Maryland Home Purchase Program可用于Single Family和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Metro Maryland Home Purchase Program服务于在Montgomery|Prince George's县，Maryland购房的购房者。 该项目针对特定区域：Montgomery County and Prince George's County, Maryland。

Habitat for Humanity Metro Maryland Home Purchase Program的申请通过Habitat for Humanity Metro Maryland办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications open periodically; currently CLOSED as of June 2026. Interest list available at habitatmm.org.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。