HIP Homes Single-Family Homeownership Program

HIP Homes Single-Family Homeownership Program是面向Prince George's县，Maryland购房者的第一抵押贷款，由Housing Initiative Partnership, Inc. (HIP)管理。 Housing Initiative Partnership (HIP) buys and substantially rehabilitates vacant single-family homes and builds new construction in older inner-beltway Prince George's County neighborhoods, then sells these HIP Homes to first-time Maryland homebuyers earning 80% or less of AMI. Homes are practically new when completed, with all major systems replaced and green building features. Buyers must complete HIP HUD-certified homebuyer education and qualify for conventional or government-backed financing. Substantially renovated or newly constructed home. All major systems replaced. New kitchen, bathrooms, appliances. Energy- and water-efficient green construction. Homebuyer education and counseling support.

HIP Homes Single-Family Homeownership Program是第一抵押贷款，按Housing Initiative Partnership, Inc. (HIP)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HIP Homes Single-Family Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Cannot have owned property in Maryland within the past three years。 须参加购房者教育课程，由HIP HUD-Certified Homebuyer Education Program (workshop and one-on-one counseling)提供。 居住要求：No residency requirement; homes located in older inner-beltway neighborhoods in Prince George's County。 Must join HIP Interest List to be notified of upcoming homes; sold on rolling basis. Single-family contact: Dorothea Parker, dparker@hiphomes.org. Website income limits reflect June 2025 HUD figures ($131,000 for 4-person); 2024 brochure shows $123,750 — use website for current limits.

HIP Homes Single-Family Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Households must earn 80% or less of AMI based on household size. 4-person limit $131,000 (effective June 1, 2025). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HIP Homes Single-Family Homeownership Program可用于Single Family和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

HIP Homes Single-Family Homeownership Program服务于在Prince George's县，Maryland购房的购房者。 该项目针对特定区域：Older inner-beltway neighborhoods in Prince George's County, MD (e.g., Palmer Park, Fairmount Heights). 目标社区：Palmer Park, Fairmount Heights, and other inner-beltway Prince George's County neighborhoods。

HIP Homes Single-Family Homeownership Program的申请通过Housing Initiative Partnership, Inc. (HIP)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Interest list; first-come first-served pending availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。