Interfaith Housing Alliance Purchase-Repair Homeownership Program

Interfaith Housing Alliance Purchase-Repair Homeownership Program是面向Carroll|Frederick|Washington县，Maryland购房者的第一抵押贷款，由Interfaith Housing Alliance, Inc. (IHA)管理。 IHA's Purchase-Repair Homeownership Program provides affordable homeownership to families in USDA-RD designated rural areas of Carroll, Frederick, and Washington counties, Maryland, who would not otherwise qualify for a traditional mortgage. Features include no down payment, a below-market fixed interest rate, no PMI, and longer loan terms. IHA provides free comprehensive technical assistance from credit repair through post-purchase support. No down payment required. Below-market fixed interest rate. No private mortgage insurance. Longer loan terms to reduce monthly payments. Free IHA technical assistance. Ongoing post-purchase counseling. 资金来自USDA Rural Development (USDA-RD)。

Interfaith Housing Alliance Purchase-Repair Homeownership Program是第一抵押贷款，按Interfaith Housing Alliance, Inc. (IHA)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Interfaith Housing Alliance Purchase-Repair Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Interfaith Housing Alliance, Inc. (free counseling including credit repair, budgeting, loan prep, home repair/maintenance)提供。 居住要求：Property must be in a USDA-RD designated rural area in Carroll, Frederick, or Washington County, MD. Property must be in a USDA-RD designated rural area; verify at the USDA eligibility site. Delivered in partnership with USDA Rural Development. IHA now prioritizes applications where safe housing is not present or there is a high risk of housing loss. Service area per official site: Carroll, Frederick, Washington counties.

Interfaith Housing Alliance Purchase-Repair Homeownership Program的收入限制如下：Income limits set by USDA Rural Development by county and household size. Frederick County 1-4 person $97,800 / 5-8 person $129,100; Carroll County 1-4 person $97,750 / 5-8 person $129,050; Washington County 1-4 person $73,100 / 5-8 person $96,500. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Interfaith Housing Alliance Purchase-Repair Homeownership Program可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

Interfaith Housing Alliance Purchase-Repair Homeownership Program服务于在Carroll|Frederick|Washington县，Maryland购房的购房者。 该项目针对特定区域：USDA Rural Development designated rural areas within Carroll, Frederick, and Washington counties in Maryland。

Interfaith Housing Alliance Purchase-Repair Homeownership Program的申请通过Interfaith Housing Alliance, Inc. (IHA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。