看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目可免除

Live+Work College Park Program

Live+Work College Park Program是面向College Park,Maryland购房者的可免除贷款,由College Park City-University Partnership管理。

最近核实于来源:College Park City-University Partnership

该项目要求

  • 房屋作为主要住所自住
  • 居住要求:Home must be purchased within the City of College Park, MD. Buyer need not reside in College Park prior to purchase.
  • Applicant (or spouse) must be employed full-time (35+ hours/week) by an employer with a physical address in College Park city limits or the Discovery District. Cannot already own a home in College Park. Application required at least 3 weeks before settlement. $100 origination fee. Right of First Refusal: Partnership has 30-day purchase option if homebuyer sells within 10 years. One loan per employee/address. Contact: David Varnado, (240) 515-6000.
  • 位于College Park市界内的房屋

不适用于

  • 预制房屋
  • College Park以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

College Park的房屋

  • 41.5% 独栋
  • 3.3% 联排
  • 2.6% 2–4个单元
  • 52.6% 5+个单元
  • 0% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$437,900

College Park房屋价值中位数

48.9%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在College Park购房

如何申请

  1. 联系College Park City-University Partnership预留资金

    资金通过First-come, first-served pending availability. Funds reserved up to 90 days upon approval. Application due at least 3 weeks before settlement.预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Live+Work College Park Program是什么?

Live+Work College Park Program是面向College Park,Maryland购房者的可免除贷款,由College Park City-University Partnership管理。 The College Park City-University Partnership's Live+Work College Park Program offers $20,000 in down payment and closing cost assistance structured as a zero-interest, 7-year forgivable loan to anyone employed full-time in the City of College Park or the University of Maryland's Discovery District who purchases a home within College Park city limits. No income limit applies; eligibility is based on employment location and home purchase location. The loan is secured by a deed of trust and a 10-year owner-occupancy covenant and is forgiven at the end of the 7-year term if all requirements are met. $20,000 forgivable loan for down payment or closing costs. Zero interest. Forgiven after 7 years if owner-occupied. Stackable with Maryland Mortgage Program and City grants. Open to UMD employees and all College Park employers. No income limit. 资金来自College Park City-University Partnership (funded jointly by City of College Park and University of Maryland)。

提供多少援助?

Live+Work College Park Program提供最高$20,000的援助。 该项目可与Maryland Mortgage Program; MMP community partner match; City of College Park New Neighbor Homeownership Grant结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由College Park City-University Partnership决定。

需要偿还吗?

Live+Work College Park Program在7年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Sale or transfer of property; property ceases to be primary residence; failure to comply with program requirements. Partial repayment in years 1-7; fully forgiven at end of year 7. 该援助以Second (deed of trust recorded directly after any first mortgage)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Live+Work College Park Program面向将房屋作为主要住所自住的购房者。 居住要求:Home must be purchased within the City of College Park, MD. Buyer need not reside in College Park prior to purchase. Applicant (or spouse) must be employed full-time (35+ hours/week) by an employer with a physical address in College Park city limits or the Discovery District. Cannot already own a home in College Park. Application required at least 3 weeks before settlement. $100 origination fee. Right of First Refusal: Partnership has 30-day purchase option if homebuyer sells within 10 years. One loan per employee/address. Contact: David Varnado, (240) 515-6000.

收入限制是多少?

Live+Work College Park Program的收入限制如下:No income limit stated in program materials。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Live+Work College Park Program的房价上限如下:No maximum purchase price stated; home must be within College Park city limits。 符合条件的房屋类型包括Single Family、Townhouse和Condo。 新建房屋符合条件。 预制房屋不符合条件。

是否有针对特定群体的资格?

Live+Work College Park Program仅限Must be employed full-time (at least 35 hours/week) by an employer physically located in the City of College Park city limits or at properties owned by the University of Maryland including the Discovery District. Newly hired relocating employees qualify with written provision. One loan per employee.的员工。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Live+Work College Park Program服务于在College Park,Maryland购房的购房者。 该项目针对特定区域:City of College Park city limits, Prince George's County, Maryland. Employer must be in College Park city limits or Discovery District.

如何申请?

Live+Work College Park Program的申请通过College Park City-University Partnership办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served pending availability. Funds reserved up to 90 days upon approval. Application due at least 3 weeks before settlement.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由College Park City-University Partnership设定,并可能变化;申请前请在官方网站上确认。