My HOME II Program (Mortgage Settlement Program)

My HOME II Program (Mortgage Settlement Program)是面向Prince George's县，Maryland购房者的延期第二贷款，由Redevelopment Authority of Prince George's County管理。 The My HOME II Program (Mortgage Settlement Program), administered by the Redevelopment Authority and funded by the federal HOME program, assists income-eligible first-time homebuyers with up to $20,000 for down payment, closing costs, and/or principal reduction. Unlike forgivable products, the loan is not forgiven and is fully due upon sale, transfer, refinance, or loss of owner-occupancy. Up to $20,000 HOME-funded. 0% interest. No monthly payments. Deferred until sale/transfer/refinance. 资金来自HOME Investment Partnerships Program (federal HUD)。

My HOME II Program (Mortgage Settlement Program)提供最高$20,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Redevelopment Authority of Prince George's County决定。

My HOME II Program (Mortgage Settlement Program)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Not forgiven over time; fully due upon sale, transfer, refinance, or loss of primary residence。 该援助以Subordinate (second) lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

My HOME II Program (Mortgage Settlement Program)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Minimum 8-hour course by a HUD-certified agency提供。 居住要求：Owner-occupied primary residence。 Executed contract and conditional first-trust approval required before lender applies; 8-hour HUD-certified counseling; HQS inspection; do not contact the County/RDA directly for an application.

My HOME II Program (Mortgage Settlement Program)的收入限制如下：Income-eligible first-time homebuyers per HOME program limits (HUD-set); qualify through a participating lender. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

My HOME II Program (Mortgage Settlement Program)可用于Single Family、Townhouse和Condo。 新建房屋不符合条件。 预制房屋不符合条件。

My HOME II Program (Mortgage Settlement Program)服务于在Prince George's县，Maryland购房的购房者。

My HOME II Program (Mortgage Settlement Program)的申请通过Redevelopment Authority of Prince George's County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Submitted only by approved Participating Lenders; executed contract and conditional first-trust approval; >=21 business days remaining预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。