Pathway to Purchase First Time Homebuyer Assistance Program

Pathway to Purchase First Time Homebuyer Assistance Program是面向Prince George's县，Maryland购房者的延期第二贷款。 Pathway to Purchase is Prince George's County's flagship first-time homebuyer assistance program, providing up to $15,000 in 0% interest deferred-payment second-mortgage assistance to qualified first-time homebuyers. Administered by the Prince George's County Department of Housing and Community Development. Up to $15,000 in down-payment / closing-cost assistance as a 0% interest deferred-payment second mortgage for first-time homebuyers purchasing primary residences in Prince George's County. Maximum purchase price $448,000-$485,000. 资金来自HOME、CDBG、Federal和Local Government。

Pathway to Purchase First Time Homebuyer Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred 0% second-mortgage repayable upon sale, refinance with cash-out, transfer, or loss of primary-residence status. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Pathway to Purchase First Time Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of residential real estate in prior 3 years). 关于信用，该项目说明：640 minimum FICO。 须参加购房者教育课程，由HUD-approved housing counseling agencies serving Prince George's County; 8-hour homebuyer-education certificate required.提供。 居住要求：Property within Prince George's County, MD; buyer's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen permitted by HUD HOME / CDBG rules。 Property in Prince George's County, MD; buyer's primary residence. First-time homebuyer required. Maximum household income approximately $86,650 (1-person) to $163,350 (8-person). Maximum purchase price $448,000-$485,000 depending on property type. Minimum FICO 640. Minimum buyer contribution $1,000 from own funds. 8-hour HUD-approved homebuyer-education class required. Loan is 0% interest, deferred for the life of the loan; repaid upon sale, refinance with cash-out, transfer, or loss of primary-residence status.

Pathway to Purchase First Time Homebuyer Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income approximately $86,650 (1-person) to $163,350 (8-person) per Prince George's County Pathway to Purchase guidelines. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Pathway to Purchase First Time Homebuyer Assistance Program将房价上限设为$485,000。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Pathway to Purchase First Time Homebuyer Assistance Program服务于在Prince George's县，Maryland购房的购房者。

Pathway to Purchase First Time Homebuyer Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via approved lender to Prince George's County DHCD; subject to annual HUD HOME / CDBG / County funding.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。