Worcester County Closing Cost / Down Payment Assistance Loan

Worcester County Closing Cost / Down Payment Assistance Loan是面向Worcester县，Maryland购房者的需偿还的第二贷款，由Salisbury Neighborhood Housing Services, Inc. (SNHS)管理。 Salisbury Neighborhood Housing Services administers a closing cost / down-payment assistance loan for homebuyers in Worcester County, Maryland. The loan is secured by the property, with a maximum amount of $15,000 and a maximum term of 10 years (5 years for loans of $5,000 or less). The interest rate may be up to 2% below the rate of the buyer's first mortgage, and household income may not exceed 120% of area median income. The property must be owner-occupied. Up to $15,000 in closing cost and down payment help. Below-market interest rate (up to 2% under first mortgage). Available across Worcester County.

Worcester County Closing Cost / Down Payment Assistance Loan提供最高$15,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Salisbury Neighborhood Housing Services, Inc. (SNHS)决定。

Worcester County Closing Cost / Down Payment Assistance Loan是需偿还的第二贷款，按Salisbury Neighborhood Housing Services, Inc. (SNHS)设定的条款偿还。 触发还款的情形：Repayable loan secured by the property; amortized over the loan term。 该援助以Secured by the property (subordinate lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Worcester County Closing Cost / Down Payment Assistance Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由SNHS Homebuyer Education (free classes quarterly; eHome America online course $100); credit restoration counseling available提供。 Property must be owner-occupied; complete SNHS homebuyer education; interest rate may be up to 2% below the first mortgage rate. NOTE (gap-finder): exact rate, credit score, and purchase-price cap not published; verify before publishing.

Worcester County Closing Cost / Down Payment Assistance Loan将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Maximum income is 120% of the area median income for Worcester County. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Worcester County Closing Cost / Down Payment Assistance Loan可用于Single Family。

Worcester County Closing Cost / Down Payment Assistance Loan服务于在Worcester县，Maryland购房的购房者。

Worcester County Closing Cost / Down Payment Assistance Loan的申请通过Salisbury Neighborhood Housing Services, Inc. (SNHS)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。