FHLBank Boston Housing Our Workforce (HOW) - Maine

FHLBank Boston Housing Our Workforce (HOW) - Maine是面向Statewide，Maine购房者的补助金，由Federal Home Loan Bank of Boston, via approved member institutions管理。 Housing Our Workforce (HOW) offers forgivable grants of up to $25,000 (2026) for down payment and closing-cost assistance to homebuyers earning more than 80% and up to 120% of AMI buying an owner-occupied primary residence. Grants are made when buyers close a first mortgage with a participating FHLBank Boston member. Available statewide in Maine; forgivable after a 5-year retention period. Up to $25,000 forgivable grant for moderate-income (80-120% AMI) buyers. Can fund rate buydown. 资金来自FHLBank Boston voluntary set-aside funds。

FHLBank Boston Housing Our Workforce (HOW) - Maine提供最高$25,000的援助。 该项目要求购房者自付$2,000 of the homebuyer's own funds (not a gift), evidenced on the executed P&S or addendum。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Boston, via approved member institutions决定。

FHLBank Boston Housing Our Workforce (HOW) - Maine属于补助金，因此无需偿还。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Boston Housing Our Workforce (HOW) - Maine面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由FHLBank Boston-approved homebuyer counseling organizations提供。 居住要求：Property must be in Maine (New England). 5-YEAR RETENTION PERIOD: forgivable after 5 years; pro rata repayment if sold/transferred/refinanced before 5 years, due only if over $2,500. 2026 max grant $25,000 (set annually). $2,000 minimum buyer's-own-funds. Asset cap $150,000. Cannot combine with FHLBank AHP/EBP/Lift Up. Owner-occupied primary residences only; existing primary residence must be sold before purchase.

FHLBank Boston Housing Our Workforce (HOW) - Maine将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Homebuyers earning above 80% and up to 120% AMI for the state/city/town. Maximum asset cap of $150,000 (incl. deposit and cash to close). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Boston Housing Our Workforce (HOW) - Maine可用于Single Family、Condo、2-4 Unit、Townhouse和Manufactured。

FHLBank Boston Housing Our Workforce (HOW) - Maine服务于在Statewide，Maine购房的购房者。

FHLBank Boston Housing Our Workforce (HOW) - Maine的申请通过Federal Home Loan Bank of Boston, via approved member institutions办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Members enroll/reserve through FHLBank Boston Community Lending portal; first-come, first-served; signed P&S required.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。